20 Joo Seng Road

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20 Joo Seng Road, Singapore 360020

Key facts

Property typeHDB
Tenure99 Year Leasehold
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,829 /mo

Loan amountS$914,950 (80%)
Stress rate4.00%
Loan tenure25 years
See financing eligibility

MRT & Schools

CC11 TAI SENG MRT STATION
11 min walk
MATTAR MRT STATION
Nearby
SCEDAR PRIMARY SCHOOL
0.7 km
SBARTLEY SECONDARY SCHOOL
0.7 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$914,950

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$16,100 /month

S$4,829 estimated instalment

Your affordability range

S$970,000

Buyer value

S$1,190,000

Recommended

S$1,290,000

Comfortable

Buyer stamp duty

S$32,200

Legal fees (est.)

S$3,500

Total cash needed

S$310,750

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$16,100 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration4 bed / 3 bath
Floor area1,571 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 100 recent records

Transaction PSF

Sept 2026

S$952/psf

Project avg S$728/psf
Jan '25Nov '25Sept '26

Listing psf

S$757 psf

Project avg psf

S$728 psf

Market sample

100 records

Transactions

Sep 20269 JOO SENG RD · Storey 16 TO 184 ROOM · 1,001 sqft · Resale
S$953,000S$952 psf
Aug 20269 JOO SENG RD · Storey 13 TO 153 ROOM · 732 sqft · Resale
S$745,000S$1,018 psf
Aug 20269 JOO SENG RD · Storey 07 TO 094 ROOM · 1,001 sqft · Resale
S$910,000S$909 psf
Jul 202621 JOO SENG RD · Storey 07 TO 09EXECUTIVE · 1,572 sqft · Resale
S$980,000S$624 psf
Jul 20269 JOO SENG RD · Storey 07 TO 094 ROOM · 1,001 sqft · Resale
S$935,000S$934 psf
Jul 202619 JOO SENG RD · Storey 19 TO 215 ROOM · 1,292 sqft · Resale
S$820,000S$635 psf
Recorded sales268
Recent rental records0
Tenure / TOP99 Year Leasehold / Not listed