HDB Town
Toa Payoh
Mature Estate
Median Price
$760K
Avg PSF
$774
Transactions (12m)
921
Estate Type
Mature
Price by Flat Type
3 Room
$397K
4 Room
$960K
5 Room
$1.00M
2 Room
$300K
Executive
$1.09M
Recent Transactions
| Address | Flat Type | Price | PSF | Area (sqft) | Month |
|---|---|---|---|---|---|
| 81b Lor 4 Toa Payoh | 5 Room | $980K | $752 | 1,302 | 2026-01 |
| 261 Toa Payoh East | 4 Room | $975K | $974 | 1,001 | 2026-01 |
| 120 Potong Pasir Ave 1 | 4 Room | $630K | $610 | 1,033 | 2026-01 |
| 227 Lor 8 Toa Payoh | 4 Room | $485K | $549 | 883 | 2026-01 |
| 116 Lor 2 Toa Payoh | 3 Room | $360K | $531 | 678 | 2026-01 |
| 194 Kim Keat Ave | 3 Room | $345K | $486 | 710 | 2026-01 |
| 101a Bidadari Pk Dr | 3 Room | $840K | $1,148 | 732 | 2026-01 |
| 120 Lor 2 Toa Payoh | 2 Room | $272K | $632 | 431 | 2026-01 |
| 173 Lor 1 Toa Payoh | 3 Room | $320K | $450 | 710 | 2026-01 |
| 13 Lor 7 Toa Payoh | 3 Room | $310K | $436 | 710 | 2026-01 |
HDB Projects
BTO vs Resale in Toa Payoh
Toa Payoh is a mature estate. BTO launches are highly competitive — first-timer success rate for 4-room flats is ~18%.
| Factor | BTO (New) | Resale |
|---|---|---|
| Price Range | From ~$100K (2-room) to ~$600K+ (5-room) | Median $760K |
| Waiting Time | 4–5 years (under construction) | Immediate (move in upon completion) |
| Location Choice | Limited to BTO launch sites | Any HDB block in any town |
| Ballot Success (4-room, 1st timer) | ~18% chance | No ballot needed |
| First-Timer Priority | 95% of units reserved | No priority system |
| Grants Available | EHG (up to $80K) | EHG + Family/Singles Grant + Proximity Grant |
| Renovation | Full renovation needed (bare unit) | May need partial renovation |
| Lease | Fresh 99-year lease | Remaining lease varies (40–90+ years) |
BTO success rates based on HDB data 2020–2025. Resale median based on 12-month transactions.
HDB Grants You May Qualify For
Select your purchase type and applicant status to see available grants. Amounts shown are approximate maximums — actual amounts depend on income.
Enhanced CPF Housing Grant (EHG)
Income-tiered grant for first-time buyers. Amount decreases as income increases.
CPF Housing Grant (Family)
For families buying resale HDB. First-timers receive higher amounts.
Proximity Housing Grant (PHG)
For buying a resale flat near parents or children. Living with: higher amount.
Step-Up CPF Housing Grant
For upgrading from 2-room Flexi to a larger resale flat.
Grant amounts are approximate maximums as of 2025. Eligibility depends on citizenship, income, property ownership history, and other factors. Refer to HDB.gov.sg for the latest rates.