HDB town

Toa Payoh

Explore the HDB estates and streets of Toa Payoh. Get to know the neighbourhood, compare flat prices and discover your next home.

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Estimated value today

A typical flat of each type across Toa Payoh. A block's lease, location and floor move a flat's value.

HomeSale priceMonthly rent
2 RoomS$236,000 – S$343,000S$1,800/mo – S$2,550/mo
3 RoomS$352,000 – S$511,000S$2,350/mo – S$3,350/mo
4 RoomS$722,000 – S$1,047,000S$3,050/mo – S$4,250/mo
5 RoomS$882,000 – S$1,279,000S$3,350/mo – S$4,700/mo
ExecutiveS$907,000 – S$1,316,000S$3,300/mo – S$4,600/mo

In the weekly accuracy check of 2 Nov 2026, the range held the actual price for 77.3% of the sales tested when valued town-wide, as this figure is. In the weekly accuracy check of 2 Nov 2026, the range held the actual rent for 81.7% of the leases tested when valued town-wide, as this figure is.

Based on recorded transactions to Sep 2026. An automated estimate from recorded transactions, not a valuation by a licensed valuer. Do not rely on it for a loan, sale or legal decision.

Value your own flat by size and floor →

Price by Flat Type

2 Room

S$280K

S$642/sqft·25 transactions

3 Room

S$378K

S$651/sqft·409 transactions

4 Room

S$995K

S$938/sqft·397 transactions

5 Room

S$1.05M

S$839/sqft·145 transactions

Executive

S$980K

S$659/sqft·17 transactions

Recent Transactions

AddressFlat TypePricePSFArea (sqft)Month
20 Joo Seng RdExecutiveS$860KS$5471,5722026-10
11 Joo Seng Rd5 RoomS$740KS$5591,3242026-10
152 Lor 2 Toa Payoh4 RoomS$1.07MS$1,1559262026-10
9 Joo Seng Rd4 RoomS$915KS$9141,0012026-10
110b Bidadari Pk Dr4 RoomS$1.09MS$1,0891,0012026-10
104a Bidadari Pk Dr4 RoomS$1.20MS$1,1991,0012026-10
114a Alkaff Cres4 RoomS$1.04MS$1,0381,0012026-10
5 Upp Aljunied Lane3 RoomS$301KS$4906142026-10
235 Lor 8 Toa Payoh3 RoomS$358KS$5127002026-10
108 Lor 1 Toa Payoh3 RoomS$348KS$4907102026-10

BTO vs Resale in Toa Payoh

Toa Payoh is a mature estate. BTO launches are highly competitive — first-timer success rate for 4-room flats is ~18%.

FactorBTO (New)Resale
Price RangeFrom ~$100K (2-room) to ~$600K+ (5-room)Median S$789K
Waiting Time4–5 years (under construction)Immediate (move in upon completion)
Location ChoiceLimited to BTO launch sitesAny HDB block in any town
Ballot Success (4-room, 1st timer)~18% chanceNo ballot needed
First-Timer Priority95% of units reservedNo priority system
Grants AvailableEHG (up to S$120K)EHG + Family/Singles Grant + Proximity Grant
RenovationFull renovation needed (bare unit)May need partial renovation
LeaseFresh 99-year leaseRemaining lease varies (40–90+ years)

BTO success rates based on HDB data 2020–2025. Resale median based on 12-month transactions.

Housing support

HDB grants you may qualify for

Select your purchase type and applicant status to see available grants. Amounts shown are maximums — actual amounts depend on income and flat size.

  1. Enhanced CPF Housing Grant (EHG)

    Up to S$120,000

    Income-tiered grant for first-time buyers. Amount decreases as income increases.

  2. CPF Housing Grant (Family)

    Up to S$80,000

    For first-time families buying resale HDB: up to s$80,000 for a 2-room to 4-room flat, up to s$50,000 for a 5-room or bigger flat.

  3. Proximity Housing Grant (PHG)

    Up to S$30,000

    For buying a resale flat near parents or children: up to s$30,000 to live together, up to s$20,000 within 4 km.

  4. Step-Up CPF Housing Grant

    Up to $15,000

    For upgrading from 2-room Flexi to a larger resale flat.

Grant amounts are the maximums HDB published, read 2026-10-25. Eligibility depends on citizenship, income, property ownership history, and other factors. Each HDB listing on Homejourney works out the grants for your household. Refer to HDB.gov.sg (opens in a new tab) for the latest rates.

Property Analysis

Toa Payoh recorded 993 resale transactions over the past 12 months, maintaining a median price of $789,000. The average price per square foot across the town stands at $793. Market activity is concentrated in 3-room and 4-room flats, which together account for 81% of the total transaction volume.

AI-generated analysis based on available market data. Last updated 2 November 2026. This content is for informational purposes only and should not be considered financial advice.

Frequently asked questions

What is the median price for a 4-room flat in Toa Payoh?

The median price for a 4-room flat in Toa Payoh is $995,000 based on 397 transactions recorded in the last 12 months. This flat type is the second most common transaction in the town, following 3-room units.

How many HDB units were sold in Toa Payoh over the last year?

A total of 993 resale transactions were recorded in Toa Payoh during the last 12 months. The overall median price across all flat types during this period is $789,000.

Are 5-room flats more expensive than Executive units in Toa Payoh?

Yes, 5-room flats have a higher median price of $1,050,000 compared to $980,000 for Executive units. However, the transaction volume for 5-room flats is significantly higher at 145 units, compared to only 17 Executive units.

What is the entry-level price for a resale flat in Toa Payoh?

The 2-room flat type represents the entry point for the town with a median price of $280,000. There were 25 such transactions recorded in the past 12 months.

What is the average PSF for HDB flats in this town?

The average price per square foot (PSF) for Toa Payoh is $793. This figure is derived from the 993 resale transactions occurring within the last 12-month window.

Which flat type has the highest transaction volume in Toa Payoh?

3-room flats have the highest volume with 409 transactions, followed by 4-room flats with 397 transactions. The median price for a 3-room flat in this town is $377,888.