HDB Town
Toa Payoh
Mature Estate
Median Price
$745K
Avg PSF
$772
Transactions (12m)
1,064
Estate Type
Mature
Price by Flat Type
2 Room
$295K
3 Room
$390K
4 Room
$966K
5 Room
$1.01M
Executive
$1.09M
Recent Transactions
| Address | Flat Type | Price | PSF | Area (sqft) | Month |
|---|---|---|---|---|---|
| 144 Lor 2 Toa Payoh | 5 Room | $1.02M | $860 | 1,184 | 2026-04 |
| 193 Lor 4 Toa Payoh | 4 Room | $638K | $706 | 904 | 2026-04 |
| 259 Kim Keat Ave | 4 Room | $694K | $626 | 1,109 | 2026-04 |
| 2 Upp Aljunied Lane | 3 Room | $322K | $525 | 614 | 2026-04 |
| 25 Toa Payoh East | 3 Room | $385K | $534 | 721 | 2026-04 |
| 146 Potong Pasir Ave 1 | 3 Room | $660K | $958 | 689 | 2026-04 |
| 232 Lor 8 Toa Payoh | 3 Room | $343K | $490 | 700 | 2026-04 |
| 225 Lor 8 Toa Payoh | 3 Room | $346K | $495 | 700 | 2026-04 |
| 59 Lor 5 Toa Payoh | 3 Room | $338K | $515 | 657 | 2026-04 |
| 217 Lor 8 Toa Payoh | 5 Room | $650K | $516 | 1,259 | 2026-04 |
HDB Projects
BTO vs Resale in Toa Payoh
Toa Payoh is a mature estate. BTO launches are highly competitive — first-timer success rate for 4-room flats is ~18%.
| Factor | BTO (New) | Resale |
|---|---|---|
| Price Range | From ~$100K (2-room) to ~$600K+ (5-room) | Median $745K |
| Waiting Time | 4–5 years (under construction) | Immediate (move in upon completion) |
| Location Choice | Limited to BTO launch sites | Any HDB block in any town |
| Ballot Success (4-room, 1st timer) | ~18% chance | No ballot needed |
| First-Timer Priority | 95% of units reserved | No priority system |
| Grants Available | EHG (up to $80K) | EHG + Family/Singles Grant + Proximity Grant |
| Renovation | Full renovation needed (bare unit) | May need partial renovation |
| Lease | Fresh 99-year lease | Remaining lease varies (40–90+ years) |
BTO success rates based on HDB data 2020–2025. Resale median based on 12-month transactions.
HDB Grants You May Qualify For
Select your purchase type and applicant status to see available grants. Amounts shown are approximate maximums — actual amounts depend on income.
Enhanced CPF Housing Grant (EHG)
Income-tiered grant for first-time buyers. Amount decreases as income increases.
CPF Housing Grant (Family)
For families buying resale HDB. First-timers receive higher amounts.
Proximity Housing Grant (PHG)
For buying a resale flat near parents or children. Living with: higher amount.
Step-Up CPF Housing Grant
For upgrading from 2-room Flexi to a larger resale flat.
Grant amounts are approximate maximums as of 2025. Eligibility depends on citizenship, income, property ownership history, and other factors. Refer to HDB.gov.sg for the latest rates.
Property Analysis
AI-generated analysis based on available market data. Last updated 28 April 2026. This content is for informational purposes only and should not be considered financial advice.
Frequently Asked Questions
What is the median price for a 4-room flat in Toa Payoh?
The median price for a 4-room flat in Toa Payoh is $966,944 based on 392 transactions. This flat type represents approximately 39.2% of the total resale volume in the town.
Are there 5-room flats available in Toa Payoh and what do they cost?
Yes, 158 transactions for 5-room flats were recorded with a median price of $1,008,000. This price point is $255,500 higher than the town's overall median price of $752,500.
What is the most affordable housing option in Toa Payoh?
The 2-room flat type is the most affordable option with a median price of $300,000. However, availability is limited, as only 25 transactions were recorded for this flat type.
How many executive flats were sold in the recent period?
There were 15 executive flat transactions in Toa Payoh, making it the least common flat type sold. These units command the highest median price in the town at $1,095,000.
Which flat type has the highest transaction volume in Toa Payoh?
The 3-room flat type has the highest transaction volume with 410 units sold. These flats have a median price of $394,000, which is $358,500 below the town's overall median price.
What is the median price per square foot (PSF) in Toa Payoh?
The median price per square foot for HDB resale flats in Toa Payoh is $698. This figure is derived from 1,000 total transactions across all flat types in the town.