HDB Town
Toa Payoh
Mature Estate
Median Price
$764K
Avg PSF
$780
Transactions (12m)
956
Estate Type
Mature
Price by Flat Type
2 Room
$279K
3 Room
$385K
4 Room
$979K
5 Room
$1.05M
Executive
$984K
Recent Transactions
| Address | Flat Type | Price | PSF | Area (sqft) | Month |
|---|---|---|---|---|---|
| 131b Lor 1 Toa Payoh | 3 Room | $785K | $1,072 | 732 | 2026-07 |
| 130a Lor 1 Toa Payoh | 3 Room | $890K | $1,216 | 732 | 2026-07 |
| 174 Lor 1 Toa Payoh | 3 Room | $335K | $479 | 700 | 2026-07 |
| 91 Lor 3 Toa Payoh | 3 Room | $318K | $434 | 732 | 2026-07 |
| 12 Lor 7 Toa Payoh | 3 Room | $325K | $457 | 710 | 2026-07 |
| 205 Toa Payoh Nth | 3 Room | $360K | $515 | 700 | 2026-07 |
| 111a Alkaff Cres | 4 Room | $1.08M | $1,079 | 1,001 | 2026-07 |
| 104a Bidadari Pk Dr | 4 Room | $967K | $966 | 1,001 | 2026-07 |
| 101a Bidadari Pk Dr | 4 Room | $1.07M | $1,068 | 1,001 | 2026-07 |
| 130b Lor 1 Toa Payoh | 4 Room | $945K | $944 | 1,001 | 2026-07 |
HDB Projects
BTO vs Resale in Toa Payoh
Toa Payoh is a mature estate. BTO launches are highly competitive — first-timer success rate for 4-room flats is ~18%.
| Factor | BTO (New) | Resale |
|---|---|---|
| Price Range | From ~$100K (2-room) to ~$600K+ (5-room) | Median $764K |
| Waiting Time | 4–5 years (under construction) | Immediate (move in upon completion) |
| Location Choice | Limited to BTO launch sites | Any HDB block in any town |
| Ballot Success (4-room, 1st timer) | ~18% chance | No ballot needed |
| First-Timer Priority | 95% of units reserved | No priority system |
| Grants Available | EHG (up to $80K) | EHG + Family/Singles Grant + Proximity Grant |
| Renovation | Full renovation needed (bare unit) | May need partial renovation |
| Lease | Fresh 99-year lease | Remaining lease varies (40–90+ years) |
BTO success rates based on HDB data 2020–2025. Resale median based on 12-month transactions.
HDB Grants You May Qualify For
Select your purchase type and applicant status to see available grants. Amounts shown are approximate maximums — actual amounts depend on income.
Enhanced CPF Housing Grant (EHG)
Income-tiered grant for first-time buyers. Amount decreases as income increases.
CPF Housing Grant (Family)
For families buying resale HDB. First-timers receive higher amounts.
Proximity Housing Grant (PHG)
For buying a resale flat near parents or children. Living with: higher amount.
Step-Up CPF Housing Grant
For upgrading from 2-room Flexi to a larger resale flat.
Grant amounts are approximate maximums as of 2025. Eligibility depends on citizenship, income, property ownership history, and other factors. Refer to HDB.gov.sg for the latest rates.
Property Analysis
AI-generated analysis based on available market data. Last updated 27 July 2026. This content is for informational purposes only and should not be considered financial advice.
Frequently Asked Questions
What is the median price for a 4-room flat in Toa Payoh?
The median price for a 4-room flat in Toa Payoh is $978,888. This figure is based on a transaction volume of 409 units in the resale market.
How many 5-room flats were transacted in Toa Payoh?
A total of 142 5-room flats were transacted in Toa Payoh. These units commanded a median price of $1,055,000.
What is the entry-level price for a resale flat in Toa Payoh?
The 2-room flats represent the entry-level price point with a median of $279,000. However, volume is limited, with only 18 transactions recorded for this flat type.
How do Executive flat prices compare to 5-room flats in this town?
Executive flats in Toa Payoh have a median price of $988,000, which is $67,000 lower than the 5-room median of $1,055,000. Only 15 executive units were sold compared to 142 5-room units.
Which flat type has the highest transaction volume in Toa Payoh?
The 3-room flat type recorded the highest volume with 416 transactions. The median price for these units stands at $388,000.
What is the median PSF for Toa Payoh resale flats?
The median PSF for resale flats in Toa Payoh is $708. This is calculated across 1,000 transactions involving various flat sizes and ages.