One Application.16+ Bank Offers.
Compare 100+ packages across 12-16 lenders in minutes.
*All trademarks belong to their respective owners. No affiliation or endorsement is implied.
We Handle
Everything.
You Relax. We Do the Work.
Save $15K+
Over Your Loan.
Banks Compete. You Win.
$0 Fees.
Ever.
Banks Pay Us, Not You
Homeowners Like You Are Saving Thousands
"Saved $18,000 vs my bank's first offer. Wish I knew about this sooner."
5,000+
Happy Homeowners
S$1B+
Loans Funded
S$18K+
Average Savings
Our bank offered 3.2%. Homejourney got us 2.6% from another lender—saving us $24,000 over our loan term. Same property, completely different outcome.
David & Sarah, Resale Condo Buyers
Tell Us. We'll Handle the Rest.
$1 Billion+
In home loans funded for happy homeowners.
16+
Banks
We work with all major banks so you can compare rates easily & transparently
Expert Support
Experienced mortgage consultants guide you every step.
Your bank wants a customer. We want you to win.
Skip the 16 bank appointments. Submit once, and we send your application to every major lender simultaneously. You get multiple offers to compare—not just one bank's "best" rate.
Common Mortgage Questions.
Have more questions about your home loan? Our mortgage consultants are here to help.
For HDB resale with bank loans, you can borrow up to 75% LTV. For private properties like condos and landed homes, the LTV is also 75% with a 25% cash/CPF down payment (5% must be in cash for private). ABSD applies to second properties.
Real Savings. Real Homeowners.
Saved $14,000 on Our HDB Resale
DBS offered 3.15%. Homejourney got us 2.68% from Standard Chartered. On our $450K loan, that's $14,000 saved over 25 years. Took them 3 days.
Refinance Cut Our Payment by $480/Month
We were stuck at 3.8% fixed for 2 years. Homejourney moved us to 2.6% SORA with OCBC. Same condo, $480 less per month. Why didn't we do this sooner?
IPA in 36 Hours—Made Our Offer Stick
Found our dream condo on Saturday. Needed IPA fast or we'd lose it. Homejourney got approval by Monday noon. Seller accepted our offer that evening.
Landed Home at 2.55%—Lowest We Found
Checked with 3 banks myself—best was 2.85%. Homejourney came back with 2.55% from a lender I hadn't even considered. $22,000 difference over the loan term.
Saved $14,000 on Our HDB Resale
DBS offered 3.15%. Homejourney got us 2.68% from Standard Chartered. On our $450K loan, that's $14,000 saved over 25 years. Took them 3 days.
Refinance Cut Our Payment by $480/Month
We were stuck at 3.8% fixed for 2 years. Homejourney moved us to 2.6% SORA with OCBC. Same condo, $480 less per month. Why didn't we do this sooner?
IPA in 36 Hours—Made Our Offer Stick
Found our dream condo on Saturday. Needed IPA fast or we'd lose it. Homejourney got approval by Monday noon. Seller accepted our offer that evening.
16+ Bank Partners
*All trademarks belong to their respective owners. No affiliation or endorsement is implied.
Your Home Loan Journey, Simplified.
Everything you need to find, compare, and secure the best home loan rates — all in one place.
- Compare 100+ packages from 12-16 banks instantly
- Track live SORA rates and market trends
- Get personalized recommendations based on your profile
Download the app to get started:
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Rates based on latest MAS data. Actual rates may vary.
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See exactly how much you could save—no commitment, no pressure. Takes 2 minutes. Could save you $20,000+.
