461 Segar Road HDB For Sale: Ultimate Bukit Panjang Resale Guide | Homejourney

461 Segar Road offers premium 4-room HDB resale flats in Bukit Panjang's Segar Meadows, with recent sales from S$560,000 to S$670,000. Homejourney provides verified insights to help you buy Bukit Panjang HDB for sale safely, prioritizing transparency and user trust in Singapore's competitive resale market.

This definitive guide covers everything from price trends at 461 Segar Road for sale to HDB regulations, financing, and local living tips. Whether you're a first-timer or investor, make confident decisions with Homejourney's verified data and tools.

Executive Summary
461 Segar Road Overview
Price Trends and Transactions
Bukit Panjang HDB Resale Market
Eligibility and Financing
Step-by-Step Buying Process
Amenities and Transport
Pros and Cons of 461 Segar Road
Financial Breakdown
Common Mistakes to Avoid
Insider Tips for Bukit Panjang Buyers
FAQ
Next Steps with Homejourney

Executive Summary

Blk 461 Segar Road in Bukit Panjang (District 23) features 90 units of 4-room premium apartments built around 2015, ideal for families seeking spacious HDB resale flats near amenities. Recent transactions show flat prices averaging S$620 psf, with highs at S$670,000 for high-floor units[1][9].

In 2026's stabilizing market, 461 Segar Road for sale attracts first-timers and upgraders due to its 99-year leasehold, proximity to Bukit Panjang MRT, and strong rental yields of S$3,000-S$4,000 monthly[1][10]. Homejourney verifies all data for your safety, helping you navigate HDB resale with confidence.

461 Segar Road Overview

Located at Singapore 670461 in Segar Meadows, Blk 461 is a modern HDB block with 4-room premium apartments (93 sqm, ~1000 sqft). These flats offer 3 bedrooms, 2 bathrooms, and enhanced layouts compared to standard units[2][3].

Built post-2010, it benefits from newer infrastructure, including better soundproofing and ventilation. Homejourney's verified listings ensure you're viewing accurate Bukit Panjang flat details without misinformation.

Key Flat Specifications

Type	Floor Area	Units	Lease
4-Room Premium	93 sqm (1001 sqft)	90	99 years

Source: HDB records and transaction data[1][9]. Premium apartments include bomah areas for extra space.

Price Trends and Transactions at 461 Segar Road

Recent sales at 461 Segar Road reflect steady appreciation. From S$452,000 in 2021 to S$670,000 in Aug 2025, prices rose ~48% over 4 years[1].

High-floor units (#13-XX) command premiums, while low floors offer value. Current listings range S$628,000-S$640,000[3][8].

Recent Sales Table (2024-2025)

Date	Floor	Price	Psf
Aug 2025	#13-XX	S$670,000	S$670
Aug 2025	#10-XX	S$640,000	S$640
Jul 2025	#1-XX	S$560,000	S$560
Jul 2025	#10-XX	S$620,000	S$620

Data compiled from verified transactions[1][6][7]. Use Homejourney's Projects for latest Bukit Panjang for sale updates.

Rental Trends

Rentals average S$3,000-S$4,000, yielding 5-6% for investors[1][10]. Dec 2024: S$3,000; Apr 2024: S$4,000.

Bukit Panjang HDB Resale Market Context

Bukit Panjang resale prices stabilized in 2026 after 2025 peaks, with median 4-room flats at S$600,000-S$650,000. Segar Road outperforms due to its central location in Segar Meadows[5].

Factors driving demand: Hillford condo proximity, new MRT lines, and family-friendly amenities. Homejourney analyzes market data to spotlight gems like Segar Road flats.

HDB Resale Eligibility and Financing Rules

Singapore citizens/PRs must meet MOP (5 years for most resale). First-timers enjoy grants up to S$120,000 (Family Grant). Foreigners face 60% LTV, 30% ABSD[Official HDB].

Key 2026 Limits

MSR: 30% of gross monthly income for HDB loans.
TDSR: 55% total debt servicing.
LTV: 75% for first-timers, 45% for others.
ABSD: 17% for citizens with existing property; 60% for foreigners.

Check eligibility via Homejourney's tools or HDB portal. Disclaimer: Consult HDB for personalized advice.

Financing: Use CPF Ordinary Account (up to 80% after grants). Compare rates on Bank Rates or Mortgage Rates .

Step-by-Step HDB Resale Buying Process

Search: Use Homejourney's Property Search for 461 Segar Road for sale.
View & Offer: Inspect with Homejourney-verified agents.
OTP: Pay 1% option fee (14-21 days).
HDB Approval: Submit within 7-15 weeks.
Completion: 8-12 weeks post-approval, pay stamp duties.

Total timeline: 3-6 months. Homejourney streamlines with secure paperwork.

Amenities and Transport Near 461 Segar Road

5-min walk to Segar LRT (Exit A). Bukit Panjang MRT (DTL) 10-min walk. Nearby: Hillv2 Mall, Bukit Panjang Plaza, Safeway Food Centre.

Schools: West View Primary (800m), Assumption English (1km).
Markets: Jelutung wet market (12-min walk).
Parks: Bukit Panjang Park Connector.

Bus 972 to CBD (40 mins). Insider tip: Weekday mornings avoid peak LRT crowds from Segar station.

Pros and Cons of Buying at 461 Segar Road

Pros	Cons
Prime location, high rental yield	99-yr lease (shorter than some)
Spacious premium layout	Competition from nearby BTOs
Appreciating prices	High-floor premiums add cost

Financial Breakdown for S$630,000 Flat

Assuming S$630k purchase, first-timer with S$5k income.

Downpayment: 25% = S$157,500 (5% cash + CPF).
Loan: S$472,500 @2.6% (30yrs) = S$1,900/mth.
Stamp Duty: BSD S$15,600 + ABSD if applicable.
Agent/Legal: S$5,000-S$10,000.
Total Upfront: ~S$180,000.

Use Bank Rates for precise calculators. Post-purchase, budget for Aircon Services .

Common Mistakes When Buying Bukit Panjang HDB Resale

Ignoring Lease Decay: 99-yr starts now—calculate remaining years.
Overlooking Renovations: Check for unauthorized mods (fines up to S$20,000).
Rushing Bids: Verify seller's MOP via HDB.
Forgetting TDSR: Pre-assess on Homejourney tools.

Red flag: Sellers pressuring quick sales without HDB portal checks.

Insider Tips for 461 Segar Road Buyers

Locals know: High floors (#10+) have better views over Zhenghua Park, less noise. Visit evenings to gauge traffic. Negotiate 2-3% off list for quick deals. For maintenance, schedule Aircon Services early.

Compare with nearby like Blk 458 (similar prices)[6]. Link to related: 123 Kim Tian Road Nearby Amenities & Transport Guide | Homejourney for transport insights.

FAQ: 461 Segar Road HDB For Sale

Is 461 Segar Road a good buy in 2026?
Yes, with strong appreciation and amenities, but check lease and finances[1].

What is the average price for Bukit Panjang flat at 461 Segar Road?
S$600k-S$670k for 4-room, ~S$620 psf[1][9].

Can foreigners buy HDB resale here?
Yes, but 60% LTV + 60% ABSD; no grants.

How long is the HDB resale process?
3-6 months including HDB approval.

What schools are near 461 Segar Road?
West View Primary, Senja-Cashew Secondary.

Are there current listings for 461 Segar Road for sale?
Check Homejourney's Property Search for verified HDB resale.

Next Steps: Buy Safely with Homejourney

1. Search 461 Segar Road for sale on Property Search .
2. Calculate affordability via Bank Rates .
3. Book viewings with verified agents.
4. Explore Projects Directory for comps.

Homejourney prioritizes your safety with verified listings, transparent pricing, and customer feedback-driven improvements. Start your buy HDB journey securely today.