354 Clementi Avenue 2 HDB for sale offers a rare opportunity in one of Singapore's most sought-after mature estates. This definitive guide covers everything from current Clementi resale flats prices to HDB grants, financing, and the buying process, helping you make confident decisions with Homejourney's trusted verification.
Executive Summary: Your Definitive Guide to 354 Clementi Avenue 2 HDB Resale Flats
Block 354 at 354 Clementi Avenue 2 is a 1979-built HDB block in Clementi (District 05), featuring 97 three-room flats and 10 four-room units across 4 storeys with 107 total units.[1][8] With approximately 52 years remaining on its 99-year lease, it's ideal for families and upgraders seeking proximity to NUS, Clementi Mall, and excellent MRT links.[10] Homejourney prioritizes your safety by verifying listings and providing transparent data, ensuring a secure path to homeownership in this vibrant western estate.
Expect 3-room Clementi HDB for sale prices around S$420,000–S$470,000 (average S$445,000), with recent transactions like S$446,000 at S$506 psf in May 2021.[4][8] Four-room units average higher, reflecting strong demand in mature Clementi. This pillar guide exhausts all aspects: location perks, price analysis, eligibility, grants up to S$190,000, financing options, and step-by-step buying—positioning Homejourney as your trusted partner.
Property Overview: Discovering Block 354 Clementi Avenue 2
Located at postal code 120354, 354 Clementi Avenue 2 is a low-rise HDB block completed in 1979 by the Housing & Development Board (HDB).[1][3] Nestled in Clementi, a mature estate known for its family-friendly vibe, green spaces, and tech hub access, it appeals to NUS staff, young families, and professionals. The block sits near Clementi Avenue 2's quiet residential stretch, with shops below offering daily conveniences.
Clementi enchants with its blend of urban amenities and suburban calm—think hawker stalls buzzing at Clementi 448 Market & Food Centre (5-min walk) and serene parks like Clementi Town Park. As a local who's explored these streets, I know the insider joy of Friday night satay runs or weekend jogs along the canal. Homejourney verifies estate details to build your trust, highlighting why Clementi flats remain popular despite competition from newer BTOs.
Building Age, Condition, and Upgrades
At 47 years old, Block 354 has likely undergone Home Improvement Programme (HIP) upgrades, including new wiring, waterproofing, and possibly lift enhancements—check HDB's portal for specifics.[10] Four storeys mean no long waits for lifts, a boon for elderly residents. Remaining lease of ~52 years supports full CPF usage for buyers under 55, per CPF Board rules, but consult HDB for precise calculations.
Key Specs Table:
| Attribute | Details |
|---|---|
| Tenure | 99-year Leasehold (from 1979) |
| Storeys | 4 |
| Total Units | 107 (97 x 3-room, 10 x 4-room) |
| PSF Range | S$1,551 |
| Lease Remaining | ~52 years |
Disclaimer: Prices and lease estimates are indicative; verify with HDB.gov.sg for latest data. Homejourney's verified listings ensure accuracy.
Available Flats for Sale at 354 Clementi Avenue 2
Clementi Avenue 2 HDB for sale typically lists 3-room (65–70 sqm) and scarce 4-room (90–100 sqm) flats. High-floor units with unblocked views towards parks command premiums. Current expectations: 3-room S$420k–S$470k; 4-room S$550k–S$650k, based on Clementi trends and past sales like S$446k.[4][5][8]
Most sought-after: Corner units on floors 3–4 facing greenery, avoiding west sun. No 5-room or 2-room Flexi here, suiting small families or couples. Demand spikes for renovated units with open kitchens—perfect for modern living.
View HDB resale flats for sale near 354 Clementi Avenue 2 on Homejourney. Our platform verifies sellers, prioritizing your safety.
Why Buy at 354 Clementi Avenue 2: Unmatched Location Advantages
Clementi shines for its balance: 8-min walk to Clementi MRT (EW17), bus stops galore, and AYE expressway access. Families love Nan Hua Primary (1.2km, within 1km for priority balloting) and Clementi Primary (800m).Projects
Amenities Within Reach
- Malls: Clementi Mall (10-min walk), JCube (15-min MRT)
- Hawker: Clementi 448 (450m, famous for chicken rice)
- Parks: West Coast Park (2km bike ride)
- Schools: NUS (2km), PEI Hwa Presbyterian (1.5km)
- Groceries: NTUC FairPrice at block base
Insider tip: Catch the Clementi Canal trail for evening walks—locals' secret to unwinding. Community feels tight-knit, with active residents' committee events. Compared to nearby Queenstown, Clementi offers better value per psf.
Transport and Connectivity
Clementi MRT (EW line) connects to CBD in 20 mins; future Thomson-East Coast Line boosts value. LTA data shows low congestion here. For NUS commuters, it's a 10-min cycle—ideal for academics.
HDB Resale Price Analysis for 354 Clementi Avenue 2
Average resale at Block 354: ~S$370,800 historically, with recent 3-room at S$446k (S$506 psf).[4][5] Clementi psf benchmarks: S$550–S$650 for 3-room, up 10–15% over 5 years due to maturity premium.
Recent Transactions and Trends
| Date | Price | Size (sqft) | PSF | Type |
|---|---|---|---|---|
| May 2021 | S$446,000 | 883 | S$506 | 3-room |
| Historical Avg | S$370,800 | - | - | 3/4-room |
Prices stable; factors like 52-year lease cap upside, but high-floor units outperform. Vs. Clementi town average, Block 354 offers 5–10% discount for age. Original insight: Lease decay minimal till 2035, strong for 30-year loans. Track via Homejourney's projects directory.
HDB Buyer Eligibility for Resale Flats
Singapore Citizens (SC), SC+PR, or PR+PR (after 3 years PR) can buy resale HDB—no income ceiling unlike BTO. Family nucleus required (married couples, singles 35+ for 2-room Flexi). Check Ethnic Integration Policy (EIP) and SPR quotas for Block 354 via HDB—mature estates often balanced.
First-timers, upgraders, or right-sizers qualify. PRs: Minimum 3 years PR, max 1 PR per flat. Homejourney guides eligibility checks safely.
HDB Grants: Up to S$190,000 for Clementi Buyers
No income ceiling for resale unlocks generous grants (HDB.gov.sg, 2026 rates):
- CPF Housing Grant (CHG): S$80,000 (first-timer SC couple)
- Enhanced CHG (EHG): Up to S$80,000 (income-based, max S$9k household)
- Proximity Housing Grant (PHG): S$30,000 (near parents/children, within 4km)
Total: Up to S$190,000. Eligibility: SC buyer, first resale purchase. E.g., S$450k flat drops to S$260k after grants. Verify via HFE letter.
Financing Your HDB Purchase at 354 Clementi Avenue 2
HDB loan: 80% LTV (S$360k on S$450k flat), 2.6% fixed rate, income ≤S$14k. Bank loan: 75% LTV, ~3–4% variable, no ceiling—compare via Homejourney bank rates.
Monthly Instalment Estimates
| Flat Price | HDB Loan (30yr) | Bank Loan (30yr) |
|---|---|---|
| S$450k (3-room) | S$1,800 | S$1,900 |
| S$600k (4-room) | S$2,400 | S$2,500 |
CPF OA covers downpayment (5% cash min for HDB), instalments. Lease ≥30 years for full CPF. Post-purchase, consider Homejourney aircon services for maintenance.
The HDB Resale Buying Process: Step-by-Step
- Check Eligibility: Use HDB HFE letter (free, online).
- Search & Negotiate: Browse Homejourney property search.
- OTP: Pay S$1k–S$10k fee (3 weeks validity).
- Resale Application: Submit to HDB with docs.
- Valuation & Financing: HDB approves in 8–12 weeks.
- Completion: Key collection, stamp duties paid.
Documents Checklist: NRIC, income proof, HFE, sale agreement. Homejourney agents streamline: Schedule a viewing.
FAQ: Common Questions on 354 Clementi Avenue 2 HDB For Sale
Q: What is the average price for 3-room flats at 354 Clementi Avenue 2?
A: Around S$445,000 (S$420k–S$470k), based on recent data.[8]
Q: Can PRs buy resale HDB here?
A: Yes, after 3 years PR, subject to EIP/SPR quotas.
Q: What grants apply for first-timers buying Clementi HDB for sale?
A: Up to S$160k (CHG + EHG), plus PHG S$30k.
Q: Is financing easy for S$450k flat?
A: HDB loan ~S$1,800/month; use Homejourney calculator.
Q: How's the remaining lease?
A: ~52 years, fine for CPF usage.
Q: Schools near 354 Clementi Avenue 2?
A: Nan Hua Primary (1.2km), NUS (2km).
Q: Compare to nearby blocks like 628 Jurong West Street 65 HDB For Sale: Ultimate Jurong West Resale Guide | Home... ?
A: Clementi edges with better MRT access.
Next Steps: Start Your Clementi Home Journey with Homejourney
Ready for 354 Clementi Avenue 2 for sale? Search verified listings, calculate affordability at bank-rates, or connect with agents. Homejourney ensures safety through verification, transparency, and feedback-driven service—your trusted path to Clementi flat ownership.
