643 Punggol Central

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643 Punggol Central, Singapore 820643

Key facts

Property typeHDB
Tenure99 Year Leasehold
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,656 /mo

Loan amountS$503,110 (80%)
Stress rate4.00%
Loan tenure25 years
See financing eligibility

MRT & Schools

KADALOOR LRT STATION
Nearby
SWATERWAY PRIMARY SCHOOL
0.3 km
SHORIZON PRIMARY SCHOOL
0.4 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$503,110

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$8,900 /month

S$2,656 estimated instalment

Your affordability range

S$530,000

Buyer value

S$628,888

Recommended

S$760,000

Comfortable

Buyer stamp duty

S$15,646

Legal fees (est.)

S$3,500

Total cash needed

S$144,924

Eligibility insight

Based on this price, this estimate needs about S$8,900 monthly income before existing loan commitments.

Explore loan options

Estimate works back from the listing price with MSR/TDSR limits, maximum LTV, and a 4% stress rate. Final approval depends on your verified income, existing loans, and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area969 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 100 recent records

Transaction PSF

Sept 2026

S$647/psf

Project avg S$724/psf
Feb '26Jun '26Sept '26

Listing psf

S$649 psf

Project avg psf

S$724 psf

Market sample

100 records

Transactions

Jul 2026643 PUNGGOL CTRL · Storey 16 TO 185 ROOM · 1,184 sqft · Resale
S$725,000S$612 psf
Dec 2025643 PUNGGOL CTRL · Storey 16 TO 185 ROOM · 1,184 sqft · Resale
S$738,888S$624 psf
Sep 2025643 PUNGGOL CTRL · Storey 01 TO 034 ROOM · 969 sqft · Resale
S$570,000S$588 psf
Jul 2025643 PUNGGOL CTRL · Storey 16 TO 185 ROOM · 1,184 sqft · Resale
S$725,888S$613 psf
Jul 2024643 PUNGGOL CTRL · Storey 10 TO 125 ROOM · 1,184 sqft · Resale
S$670,000S$566 psf
Feb 2024643 PUNGGOL CTRL · Storey 04 TO 064 ROOM · 969 sqft · Resale
S$520,000S$537 psf
Recorded sales23
Recent rental records1000
Tenure / TOP99 Year Leasehold / Not listed