Kingsford Waterbay

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Upper Serangoon View Singapore 533886

Key facts

Property typeCondo
Tenure99 Year Leasehold
TOP2018
Total units1,165
DeveloperKingsford Property Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,562 /mo

Loan amountS$746,033 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

NE14 HOUGANG MRT STATION
16 min walk
HOUGANG MRT STATION
Nearby
SSERANGOON SECONDARY SCHOOL
0.6 km
SCHIJ OUR LADY OF THE NATIVITY
0.8 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$746,033

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$6,500 /month

S$3,562 estimated instalment

Your affordability range

S$850,000

Buyer value

S$1,115,000

Recommended

S$1,200,000

Comfortable

Buyer stamp duty

S$29,200

Legal fees (est.)

S$3,500

Total cash needed

S$401,667

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$6,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area710 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 60 recent records

Transaction PSF

Sept 2026

S$1,491/psf

Project avg S$1,401/psf
Apr '25Jan '26Sept '26

Listing psf

S$1,570 psf

Project avg psf

S$1,401 psf

Market sample

60 records

Transactions

Sept 2026Sale recordS$973,833.333(1,490.833 psf)
Aug 2026Sale recordS$1,065,262.545(1,444.182 psf)
Jul 2026Sale recordS$1,266,500(1,457.5 psf)
Jun 2026Sale recordS$1,359,333.333(1,521 psf)
May 2026Sale recordS$1,156,625(1,487.125 psf)
Apr 2026Sale recordS$1,102,361(1,371.5 psf)
Recent sale records60
Recent rental records1000
Tenure / TOP99 Year Leasehold / 2018