454 Sin Ming Avenue

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D20 · Bishan, Ang Mo KioHDBTOP Not listed

454 Sin Ming Avenue, Singapore 570454

Key facts

Property typeHDB
Tenure99 Year Leasehold
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,188 /mo

Loan amountS$1,172,371 (80%)
Stress rate4.00%
Loan tenure25 years
See financing eligibility

MRT & Schools

TE8 UPPER THOMSON MRT STATION
6 min walk
BRIGHT HILL MRT STATION
Nearby
SAI TONG SCHOOL
0.3 km
SPEIRCE SECONDARY SCHOOL
0.8 km
View all nearby

Search on other sites

4 portals
PropertyGuru99.coSRXEdgeProp

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,172,371

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$20,600 /month

S$6,188 estimated instalment

Your affordability range

S$1,250,000

Buyer value

S$1,600,000

Recommended

S$1,730,000

Comfortable

Buyer stamp duty

S$49,600

Legal fees (est.)

S$3,500

Total cash needed

S$480,729

Eligibility insight

Based on this price, this estimate needs about S$20,600 monthly income before existing loan commitments.

Explore loan options

Estimate works back from the listing price with MSR/TDSR limits, maximum LTV, and a 4% stress rate. Final approval depends on your verified income, existing loans, and lender assessment.

Floor plan

Configuration5 bed / 2 bath
Floor area2,013 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 100 recent records

Transaction PSF

Oct 2026

S$724/psf

Project avg S$728/psf
May '25Feb '26Oct '26

Listing psf

S$795 psf

Project avg psf

S$728 psf

Market sample

100 records

Transactions

Mar 2025454 SIN MING AVE · Storey 04 TO 064 ROOM · 1,109 sqft · Resale
S$798,000S$720 psf
Oct 2024454 SIN MING AVE · Storey 01 TO 034 ROOM · 1,130 sqft · Resale
S$808,000S$715 psf
Jul 2022454 SIN MING AVE · Storey 04 TO 064 ROOM · 1,109 sqft · Resale
S$691,888S$624 psf
Mar 2022454 SIN MING AVE · Storey 04 TO 065 ROOM · 1,324 sqft · Resale
S$752,888S$569 psf
Feb 2022454 SIN MING AVE · Storey 01 TO 034 ROOM · 1,130 sqft · Resale
S$665,000S$588 psf
Feb 2022454 SIN MING AVE · Storey 10 TO 12EXECUTIVE · 2,002 sqft · Resale
S$1,088,000S$543 psf
Recorded sales17
Recent rental records401
Tenure / TOP99 Year Leasehold / Not listed