22 Sin Ming Road

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22 Sin Ming Road, Singapore 570022

Key facts

Property typeHDB
Tenure99 Year Leasehold
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$1,583 /mo

Loan amountS$299,827 (80%)
Stress rate4.00%
Loan tenure25 years
See financing eligibility

MRT & Schools

TE8 UPPER THOMSON MRT STATION
11 min walk
SWHITLEY SECONDARY SCHOOL
0.4 km
SEUNOIA JUNIOR COLLEGE
0.6 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$299,827

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$5,300 /month

S$1,583 estimated instalment

Your affordability range

S$320,000

Buyer value

S$420,000

Recommended

S$450,000

Comfortable

Buyer stamp duty

S$7,200

Legal fees (est.)

S$3,500

Total cash needed

S$130,873

Eligibility insight

Based on this price, this estimate needs about S$5,300 monthly income before existing loan commitments.

Explore loan options

Estimate works back from the listing price with MSR/TDSR limits, maximum LTV, and a 4% stress rate. Final approval depends on your verified income, existing loans, and lender assessment.

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Floor plan

Configuration2 bed / 1 bath
Floor area732 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 100 recent records

Transaction PSF

Sept 2026

S$522/psf

Project avg S$512/psf
Aug '24Dec '25Sept '26

Listing psf

S$574 psf

Project avg psf

S$512 psf

Market sample

100 records

Transactions

Sep 202622 SIN MING RD · Storey 07 TO 093 ROOM · 732 sqft · Resale
S$368,000S$503 psf
Sep 202622 SIN MING RD · Storey 04 TO 063 ROOM · 732 sqft · Resale
S$395,000S$540 psf
Aug 202622 SIN MING RD · Storey 04 TO 063 ROOM · 732 sqft · Resale
S$348,000S$475 psf
Aug 202622 SIN MING RD · Storey 07 TO 093 ROOM · 732 sqft · Resale
S$368,000S$503 psf
Jul 202622 SIN MING RD · Storey 01 TO 033 ROOM · 732 sqft · Resale
S$338,000S$462 psf
Jul 202622 SIN MING RD · Storey 04 TO 063 ROOM · 732 sqft · Resale
S$350,000S$478 psf
Recorded sales54
Recent rental records140
Tenure / TOP99 Year Leasehold / Not listed