Summer Gardens

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UPPER CHANGI ROAD EAST SINGAPORE 486222

Key facts

Property typeLanded
Tenure99 Year Leasehold
TOP1999
Total units86
DeveloperGreen Bay Pte Ltd,
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$8,389 /mo

Loan amountS$1,757,265 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

EW4 TANAH MERAH MRT STATION
10 min walk
TANAH MERAH MRT STATION
Nearby
SBEDOK SOUTH SECONDARY SCHOOL
0.6 km
SCHANGKAT CHANGI SECONDARY SCHOOL
0.8 km
View all nearby

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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,757,265

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$15,300 /month

S$8,389 estimated instalment

Your affordability range

S$1,990,000

Buyer value

S$3,000,000

Recommended

S$3,240,000

Comfortable

Buyer stamp duty

S$119,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,365,835

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$15,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration5 bed / 4 bath
Floor area3,035 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 13 recent records

Transaction PSF

Jan 2026

S$916/psf

Project avg S$772/psf
Dec '21Jun '23Jan '26

Listing psf

S$988 psf

Project avg psf

S$772 psf

Market sample

13 records

Transactions

Jan 2026Sale recordS$2,770,000(916 psf)
Nov 2024Sale recordS$2,780,000(916 psf)
Jun 2024Sale recordS$2,580,000(853 psf)
May 2024Sale recordS$2,368,000(783 psf)
Jan 2024Sale recordS$2,650,000(763.5 psf)
Jul 2023Sale recordS$2,700,000(801 psf)
Recent sale records13
Recent rental records45
Tenure / TOP99 Year Leasehold / 1999