195 Golden Clover

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D12 · Toa Payoh, BalestierHDBTOP Not listed

195 Kim Keat Avenue, Singapore 310195

Key facts

Property typeHDB
Tenure99 Year Leasehold
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$1,427 /mo

Loan amountS$270,368 (80%)
Stress rate4.00%
Loan tenure25 years
See financing eligibility

MRT & Schools

NE10 POTONG PASIR MRT STATION
16 min walk
BOON KENG MRT STATION
Nearby
SST. ANDREW'S JUNIOR COLLEGE
0.6 km
SBENDEMEER SECONDARY SCHOOL
0.7 km
View all nearby

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PropertyGuru99.coSRXEdgeProp

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$270,368

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$4,800 /month

S$1,427 estimated instalment

Your affordability range

S$290,000

Buyer value

S$355,000

Recommended

S$380,000

Comfortable

Buyer stamp duty

S$5,300

Legal fees (est.)

S$3,500

Total cash needed

S$93,432

Eligibility insight

Based on this price, this estimate needs about S$4,800 monthly income before existing loan commitments.

Explore loan options

Estimate works back from the listing price with MSR/TDSR limits, maximum LTV, and a 4% stress rate. Final approval depends on your verified income, existing loans, and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area710 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 100 recent records

Transaction PSF

Sept 2026

S$552/psf

Project avg S$476/psf
Apr '25Jan '26Sept '26

Listing psf

S$500 psf

Project avg psf

S$476 psf

Market sample

100 records

Transactions

Sep 2026257 KIM KEAT AVE · Storey 04 TO 06EXECUTIVE · 1,572 sqft · Resale
S$990,000S$630 psf
Sep 2026195 KIM KEAT AVE · Storey 01 TO 033 ROOM · 710 sqft · Resale
S$320,000S$450 psf
Sep 2026254 KIM KEAT AVE · Storey 04 TO 06EXECUTIVE · 1,572 sqft · Resale
S$963,000S$613 psf
Sep 2026195 KIM KEAT AVE · Storey 04 TO 063 ROOM · 710 sqft · Resale
S$338,000S$476 psf
Sep 2026256 KIM KEAT AVE · Storey 07 TO 095 ROOM · 1,313 sqft · Resale
S$875,000S$666 psf
Sep 2026195 KIM KEAT AVE · Storey 10 TO 123 ROOM · 710 sqft · Resale
S$338,000S$476 psf
Recorded sales242
Recent rental records188
Tenure / TOP99 Year Leasehold / Not listed