40 Jalan Bahagia

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D12 · Toa Payoh, BalestierHDBTOP Not listed

40 Jalan Bahagia, Singapore 320040

Key facts

Property typeHDB
Tenure99 Year Leasehold
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,715 /mo

Loan amountS$514,304 (80%)
Stress rate4.00%
Loan tenure25 years
See financing eligibility

MRT & Schools

NE9 BOON KENG MRT STATION
15 min walk
TOA PAYOH MRT STATION
Nearby
SBENDEMEER SECONDARY SCHOOL
0.6 km
SHONG WEN SCHOOL
0.6 km
View all nearby

Search on other sites

4 portals
PropertyGuru99.coSRXEdgeProp

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$514,304

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$9,100 /month

S$2,715 estimated instalment

Your affordability range

S$550,000

Buyer value

S$1,200,000

Recommended

S$1,300,000

Comfortable

Buyer stamp duty

S$32,600

Legal fees (est.)

S$3,500

Total cash needed

S$721,796

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$9,100 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area980 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 100 recent records

Transaction PSF

Sept 2026

S$511/psf

Project avg S$656/psf
Jan '25Nov '25Sept '26

Listing psf

S$1,224 psf

Project avg psf

S$656 psf

Market sample

100 records

Transactions

Sep 202629 JLN BAHAGIA · Storey 01 TO 035 ROOM · 1,313 sqft · Resale
S$720,000S$548 psf
Sep 202633 JLN BAHAGIA · Storey 01 TO 033 ROOM · 603 sqft · Resale
S$285,000S$473 psf
Aug 202646 JLN BAHAGIA · Storey 01 TO 033 ROOM · 1,004 sqft · Resale
S$970,000S$966 psf
Jul 202628 JLN BAHAGIA · Storey 01 TO 033 ROOM · 603 sqft · Resale
S$295,000S$489 psf
Jul 202634 JLN BAHAGIA · Storey 04 TO 063 ROOM · 603 sqft · Resale
S$280,000S$465 psf
Jul 202633 JLN BAHAGIA · Storey 10 TO 123 ROOM · 603 sqft · Resale
S$310,000S$514 psf
Recorded sales269
Recent rental records0
Tenure / TOP99 Year Leasehold / Not listed