221 Pending Road HDB for sale offers buyers in Bukit Panjang a prime chance to own resale flats in a well-connected, family-friendly estate. This definitive Homejourney guide covers everything from current prices to grants, financing, and the buying process, helping you make safe, informed decisions in Singapore's trusted property platform.
Executive Summary: Your Definitive Guide to 221 Pending Road HDB Resale Flats
Block 221 Pending Road, completed in 1986, stands as a 12-storey HDB block in Bukit Panjang with approximately 70 years of lease remaining as of 2026.[1][2] Featuring 3-room and 4-room units (73-107 sqm), recent resale prices range from $248,000 to $550,000, with the highest at $550,000 for a 4-room in Jan 2025.[1][4] Homejourney verifies listings to ensure transparency, prioritizing your safety in every transaction.
Bukit Panjang's appeal lies in its LRT network, proximity to Bukit Timah Nature Reserve, and amenities like malls and schools. First-timers can access up to $190,000 in grants, while resale has no income ceiling. Use Homejourney's tools to view HDB resale flats for sale near 221 Pending Road.
Property Overview: Block 221 Pending Road in Bukit Panjang
Located at Singapore 670221, Block 221 Pending Road is a 99-year leasehold HDB in Bukit Panjang (District 23).[1][2] Built in 1986 with lease starting 1988, it has 12 floors and 132 units, mostly 3-room (73 sqm) and 4-room (103-107 sqm).[1][2] The block benefits from Home Improvement Programme (HIP) upgrades, including lift modernization for better accessibility.
Bukit Panjang residents love the mature estate's greenery, community vibe, and convenience. Insider tip: High floors (9-12) offer unblocked views towards Dairy Farm Nature Park, a local favourite for weekend hikes just 10 minutes away by foot.
Building Age and Condition
At 40 years old, the block is mid-lease with ~70 years left, ideal for CPF usage (HDB allows full CPF if 20+ years remain).[1] Recent transactions show well-maintained units, with last sale in Aug 2025.[1] Homejourney agents inspect for structural integrity, ensuring buyer trust.
Available Flats for Sale at 221 Pending Road
Typical resale listings include 3-room and 4-room flats. Current expectations (2026, based on trends): 3-room $400,000-$480,000; 4-room $520,000-$590,000 (est. $498 psf for some).[3][4] High-floor, corner units with reno fetch premiums.
| Flat Type | Size (sqm) | Price Range (2026 est.) | PSF (est.) |
|---|---|---|---|
| 3-Room | 73 | $400K-$480K | $2,300-$2,800 |
| 4-Room | 103-107 | $520K-$590K | $2,400-$3,500 |
Disclaimer: Prices fluctuate; check Homejourney for live listings. Most sought-after: 4-room high floors facing park. Browse available HDB resale flats on Homejourney today.
Why Buy at 221 Pending Road: Location and Lifestyle Advantages
This block is steps from Pending LRT (1 min, 62m walk), connecting to Bukit Panjang MRT.[3] Amenities abound: Hillion Mall (8-min walk), Bukit Panjang Hawker Centre (5-min), and supermarkets. Schools within 1km: Bukit Panjang Primary, Zhenghua Primary, Beacon Primary—key for Phase 2A balloting.[1]
- Transport: LRT BP8 Pending (1 min), bus stops nearby.
- Parks: Zhenghua Park (10-min walk) for family jogs.
- Shops: Jelutung Vista shops (3-min).
- Community: Tight-knit, with active residents' committee events.
Original insight: Units here suit families upgrading from smaller HDBs, with easy access to Dairy Farm for nature lovers. Compared to nearby like 178 Bt Batok West Avenue 8 HDB For Sale: Bukit Batok Resale Flats Guide , Bukit Panjang offers better LRT density.
Proximity to Key Amenities
| Amenity | Distance/Walk Time |
|---|---|
| Pending LRT (BP8) | 1 min (62m) |
| Bukit Panjang Primary | Within 1km |
| Hillion Mall | 8 min |
| Bukit Timah Nature Reserve | 15 min drive |
HDB Resale Price Analysis for 221 Pending Road
Historical prices: Lowest $248,000 (3-room), highest $550,000 (4-room, Jan 2025).[1][4] Jul 2025: $2,950 psf (4-room).[1] Bukit Panjang PSF averages $450-$550 for 4-rooms, up 10-15% over 3 years due to demand.
Factors: Remaining lease (70+ years supports CPF), high floor (+10-15% premium), unblocked views. Nearby blocks like 219 Pending Road trend similarly. Data from HDB Resale Portal shows steady appreciation.[1]
Recent Transactions Table
| Date | Price | Type | PSF |
|---|---|---|---|
| Jan 2025 | $550,000 | 4-Room | $3,083 est. |
| Aug 2025 | N/A | 4-Room | $2,950 (Jul) |
| Historical Low | $248,000 | 3-Room | N/A |
Trend: Stable with slight uptick; compare via Homejourney's Projects Directory . Prices as of 2025 data; verify current.[1][4]
HDB Buyer Eligibility for Resale Flats
Singapore Citizens (SC), SC+PR, or PR+PR (after 3 years ownership) can buy resale.[HDB.gov.sg] Family nucleus required (married couples, singles 35+ for 2-room Flexi). No income ceiling—unlike BTO. Check Ethnic Integration Policy (EIP) and SPR quota for 221 Pending Road via HFE letter.
- Singles: 35+, 2-room Flexi only.
- Families: SC nucleus core.
- Upgraders: Minimum 5-year ownership on current HDB.
Homejourney simplifies eligibility checks for safe buying.
HDB Grants for Buyers at Bukit Panjang
First-timers: CPF Housing Grant (CHG) up to $80,000; Enhanced-CHG (E-CHG) up to $80,000 (income-based).[HDB.gov.sg] Proximity Grant (PHG) $30,000 near parents/kids. Total: up to $190,000. Multiples get less (e.g., $50,000 CHG).
| Grant | Amount | Eligibility |
|---|---|---|
| CHG | $80,000 | First-timer SC couples |
| E-CHG | $80,000 | Income ≤$9,000 |
| PHG | $30,000 | Near family |
Conditions: SC buyer, resale flat. Apply via HDB; Homejourney guides you.
Financing Your HDB Purchase at 221 Pending Road
HDB loan: 80% LTV, 2.6% fixed (income ≤$14,000).[HDB.gov.sg] Bank loan: 75% LTV, variable ~3-4%, no ceiling. Use CPF OA (full if lease 20+ years). Downpayment: 5% cash min (HDB), 25% (bank).
- Est. 4-room $550K: HDB monthly ~$2,000 (30-yr).
- Include ABSD for PR/second property.
Check your HDB loan eligibility and monthly payments on Homejourney. Post-purchase, explore Aircon Services for maintenance.
The HDB Resale Buying Process: Step-by-Step Guide
1. Verify eligibility/finances via HFE letter (free, HDB portal).[HDB.gov.sg]
2. Search listings on Homejourney, negotiate price.
3. Exercise Option to Purchase (OTP, $1K-$2K fee).
4. Submit resale app to HDB (with grants).
5. Valuation, financing approval.
6. Complete in 8-12 weeks, collect keys.
Required Documents Checklist
- NRIC/passports
- Income docs (for loans)
- Marriage cert (if applicable)
- Sale proceeds from previous HDB
- HFE letter
Timeline: 3 months total. Homejourney agents handle paperwork for seamless experience. See similar processes in 443A Fernvale Road HDB For Sale: Sengkang Resale Guide | Homejourney .
FAQ: Common Questions on 221 Pending Road HDB For Sale
What is the remaining lease at 221 Pending Road?
Approximately 70 years 9 months as of late 2025.[1]
Are there 5-room flats at this block?
No, primarily 3-room and 4-room.[1][2]
Can PRs buy resale HDB here?
Yes, PR+PR after 3 years, subject to SPR quota.[HDB.gov.sg]
What grants apply for Bukit Panjang resale?
Up to $190K for first-timers (CHG + E-CHG + PHG).[HDB.gov.sg]
How much is monthly payment for $550K 4-room?
~$2,000-$2,300 (HDB loan, 30 years); use Homejourney calculator.
Schools near 221 Pending Road?
Bukit Panjang Pri, Zhenghua Pri (1km).[1]
Is lift upgrading done?
Yes, via HIP; most units accessible.[1]
How to schedule a viewing?
Contact an HDB specialist agent on Homejourney.
Next Steps: Start Your Safe Journey with Homejourney
Ready for Bukit Panjang HDB for sale? View listings, calculate affordability at bank-rates, or book a viewing. Homejourney verifies every step, building trust through transparency and user feedback for your secure homeownership.
