Refinance

Refinance your home loan in Singapore

Estimate repayments, check whether refinancing or repricing could make sense, and send a tracked Homejourney Mortgage request.

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Loan details

Refinance estimates are indicative. Final savings depend on lock-in terms, clawback conditions, legal fees, valuation, CPF usage, and bank approval.

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Rate package

Refinance costs

Downpayment
S$0
BSD
S$0
Legal fees (est.)
S$1,800
Estimated cash buffer
S$1,800
Kai insight

Check repricing fees first. A 0.35 rate move changes repayment by about S$207/month.

Verify the final package with a bank.

Request a refinance review

Live refinance packages are not available right now, but a broker can still review your request.

Loan amount
S$1,110,000
Loan tenure
30 years
Loan purpose
Refinance

Loan comparison

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Loan amount

S$1,110,000

Loan tenure

30 years

Interest type

Fixed

Lock-in period

2 years

Edit

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We are not showing stale bank offers here. Try again later or apply and a broker can confirm current packages.