Saraca Gardens

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SARACA WALK SINGAPORE 807325

Key facts

Property typeLanded
TenureFreehold
TOP1992
Total unitsNot listed
DeveloperSingapore United Estates Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$27,929 /mo

Loan amountS$5,850,000 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

NS15 Yio Chu Kang MRT Station
Nearby
SFERNVALE PRIMARY SCHOOL
0.6 km
SANDERSON SECONDARY SCHOOL
0.8 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$5,850,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$50,800 /month

S$27,929 estimated instalment

Your affordability range

S$6,630,000

Buyer value

S$7,800,000

Recommended

S$12,180,000

Comfortable

Buyer stamp duty

S$616,400

Legal fees (est.)

S$3,500

Total cash needed

S$2,569,900

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$50,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration6 bed / 6 bath
Floor area8,000 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 13 recent records

Transaction PSF

Jan 2026

S$1,321/psf

Project avg S$1,410/psf
Sept '21Jan '25Jan '26

Listing psf

S$975 psf

Project avg psf

S$1,410 psf

Market sample

13 records

Transactions

Jan 2026Sale recordS$5,820,000(1,321 psf)
Dec 2025Sale recordS$6,600,000(1,469 psf)
Jul 2025Sale recordS$5,200,000(1,299 psf)
Jun 2025Sale recordS$4,600,000(1,394 psf)
Mar 2025Sale recordS$4,400,000(1,507.5 psf)
Feb 2025Sale recordS$4,038,000(1,882 psf)
Recent sale records13
Recent rental records34
Tenure / TOPFreehold / 1992