The Reef At King's Dock

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12 HARBOURFRONT AVENUE SINGAPORE 097996

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2025
Total units429
DeveloperHarbourfront Three Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,435 /mo

Loan amountS$1,138,416 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

NE1 HARBOURFRONT MRT STATION
5 min walk
HARBOURFRONT MRT STATION
Nearby
SBLANGAH RISE PRIMARY SCHOOL
0.6 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,138,416

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$9,900 /month

S$5,435 estimated instalment

Your affordability range

S$1,290,000

Buyer value

S$1,550,000

Recommended

S$1,670,000

Comfortable

Buyer stamp duty

S$47,100

Legal fees (est.)

S$3,500

Total cash needed

S$462,184

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$9,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area592 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 46 recent records

Transaction PSF

Mar 2026

S$2,575/psf

Project avg S$2,564/psf
Jul '24May '25Mar '26

Listing psf

S$2,618 psf

Project avg psf

S$2,564 psf

Market sample

46 records

Transactions

Mar 2026Sale recordS$1,108,888(2,575 psf)
Feb 2026Sale recordS$2,520,000(2,573 psf)
Jan 2026Sale recordS$1,731,000(2,540.25 psf)
Dec 2025Sale recordS$2,195,000(2,579.667 psf)
Oct 2025Sale recordS$1,583,250(2,551.25 psf)
Sept 2025Sale recordS$1,250,000(2,378 psf)
Recent sale records46
Recent rental records209
Tenure / TOP99-year Leasehold / 2025