THE SPECTRUM

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Key facts

Property typeCondo
TenureFreehold
TOP2006
Total units72
DeveloperCPL Homes Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,825 /mo

Loan amountS$801,150 (75%)
Stress rate4.00%
Loan tenure30 years
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MRT & Schools(within 1km)

CC25 Haw Par Villa MRT Station
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$801,150

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$7,000 /month

S$3,825 estimated instalment

Your affordability range

S$910,000

Buyer value

S$1,300,000

Recommended

S$1,400,000

Comfortable

Buyer stamp duty

S$36,600

Legal fees (est.)

S$3,500

Total cash needed

S$538,950

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$7,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration1 bed / 1 bath
Floor area872 sqft
LayoutRequest from agent

Price trend

Apr 2024

S$1,282/psf

Apr '22Feb '23Apr '24
Listing psfS$1,491 psf
Project avg psfS$1,225 psf
Market sample4 records

Transactions

Apr 2024Sale recordS$3,188,000(1,282 psf)
Feb 2023Sale recordS$2,188,000(1,162 psf)
Oct 2022Sale recordS$980,000(1,230 psf)
Apr 2022Sale recordS$1,900,000(1,226 psf)
Recent sale records4
Recent rental records68
Tenure / TOPFreehold / 2006