THE SPECTRUM

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Key facts

Property typeCondo
TenureFreehold
TOP2006
Total units72
DeveloperCPL Homes Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,655 /mo

Loan amountS$975,000 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

CC25 Haw Par Villa MRT Station
Nearby
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$975,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$8,500 /month

S$4,655 estimated instalment

Your affordability range

S$1,110,000

Buyer value

S$1,300,000

Recommended

S$1,400,000

Comfortable

Buyer stamp duty

S$36,600

Legal fees (est.)

S$3,500

Total cash needed

S$365,100

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$8,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration1 bed / 1 bath
Floor area872 sqft
LayoutRequest from agent

Price trend

Jan 2026

S$4,900/mo

Jun '23Mar '25Jan '26
Listing psfS$1,491 psf
Project avg psfNot listed
Market sample68 records

Transactions

Jan 20262 BR · 900-1000 · PASIR PANJANG ROADS$3,800
Jan 20263 BR · 1100-1200 · PASIR PANJANG ROADS$6,000
Dec 20252 BR · 900-1000 · PASIR PANJANG ROADS$3,650
Nov 20252 BR · 1000-1100 · PASIR PANJANG ROADS$4,100
Oct 20251 BR · 800-900 · PASIR PANJANG ROADS$3,800
Oct 20253 BR · 1100-1200 · PASIR PANJANG ROADS$4,800
Recent sale records0
Recent rental records68
Tenure / TOPFreehold / 2006