The Florence Residences

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Hougang / Punggol / Sengkang (D19)CondoTOP 2023

89 Hougang Avenue 2, Singapore 538863

Key facts

Property typeCondo
Tenure99 Year Leasehold
TOP2023
Total units1,410
DeveloperLogan Property (Singapore) Company Pte. Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$8,164 /mo

Loan amountS$1,710,135 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools

NE13 KOVAN MRT STATION
10 min walk
HOUGANG MRT STATION
Nearby
SXINMIN PRIMARY SCHOOL
0.7 km
SXINMIN SECONDARY SCHOOL
0.8 km
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,710,135

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$14,800 /month

S$8,164 estimated instalment

Your affordability range

S$1,940,000

Buyer value

S$2,999,800

Recommended

S$3,240,000

Comfortable

Buyer stamp duty

S$119,590

Legal fees (est.)

S$3,500

Total cash needed

S$1,412,755

Eligibility insight

Based on this price, this estimate needs about S$14,800 monthly income before existing loan commitments.

Explore loan options

Estimate works back from the listing price with MSR/TDSR limits, maximum LTV, and a 4% stress rate. Final approval depends on your verified income, existing loans, and lender assessment.

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Floor plan

Configuration4 bed / 3 bath
Floor area1,281 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 679 recent records

Transaction PSF

Sept 2026

S$1,928/psf

Project avg S$1,780/psf
Apr '25Jan '26Sept '26

Listing psf

S$2,342 psf

Project avg psf

S$1,780 psf

Market sample

679 records

Transactions

17 Sep 202687 HOUGANG AVENUE 2 #09-32Apartment · 667 sqft · Resale
S$1,300,000S$1,948 psf
16 Sep 202689 HOUGANG AVENUE 2 #11-43Apartment · 667 sqft · Resale
S$1,313,000S$1,967 psf
14 Sep 202683 HOUGANG AVENUE 2 #08-14Apartment · 667 sqft · Resale
S$1,262,888S$1,892 psf
2 Sep 202687 HOUGANG AVENUE 2 #14-32Apartment · 667 sqft · Resale
S$1,272,000S$1,906 psf
28 Aug 202687 HOUGANG AVENUE 2 #15-30Apartment · 990 sqft · Resale
S$2,120,000S$2,141 psf
26 Aug 202681 HOUGANG AVENUE 2 #11-08Apartment · 721 sqft · Resale
S$1,490,000S$2,066 psf
Recorded sales1,854
Recent rental records581
Tenure / TOP99 Year Leasehold / 2023