MIDTOWN BAY

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122 BEACH ROAD SINGAPORE 189770

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2023
Total units219
DeveloperGuocoland
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$15,303 /mo

Loan amountS$3,205,404 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

EW12 BUGIS MRT STATION
5 min walk
BUGIS MRT STATION
Nearby
SSCHOOL OF THE ARTS, SINGAPORE
0.6 km
SFARRER PARK PRIMARY SCHOOL
0.8 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$3,205,404

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$27,800 /month

S$15,303 estimated instalment

Your affordability range

S$3,630,000

Buyer value

S$5,052,000

Recommended

S$5,460,000

Comfortable

Buyer stamp duty

S$242,720

Legal fees (est.)

S$3,500

Total cash needed

S$2,092,816

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$27,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 3 bath
Floor area1,324 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 41 recent records

Transaction PSF

Jan 2026

S$3,006/psf

Project avg S$3,228/psf
Sept '23Sept '24Jan '26

Listing psf

S$3,816 psf

Project avg psf

S$3,228 psf

Market sample

41 records

Transactions

Jan 2026Sale recordS$2,200,000(3,006 psf)
Nov 2025Sale recordS$2,500,000(3,396 psf)
Oct 2025Sale recordS$2,356,666.667(3,233.667 psf)
Sept 2025Sale recordS$1,419,888(3,068 psf)
Jun 2025Sale recordS$3,590,000(3,457.5 psf)
Apr 2025Sale recordS$2,440,000(3,266 psf)
Recent sale records41
Recent rental records103
Tenure / TOP99-year Leasehold / 2023