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Hougang / Punggol / Sengkang (D19)CondoTOP: 2016

Key facts

Property typeCondo
TenureFreehold
TOP2016
Total units48
DeveloperGoodland Global Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$7,430 /mo

Loan amountS$1,556,250 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,556,250

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$13,500 /month

S$7,430 estimated instalment

Your affordability range

S$1,760,000

Buyer value

S$2,075,000

Recommended

S$2,810,000

Comfortable

Buyer stamp duty

S$99,905

Legal fees (est.)

S$3,500

Total cash needed

S$622,155

Kai insight

Based on this price, the Singpass-style estimate needs about S$13,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area1,700 sqft
LayoutRequest from agent

Price trend

May 2025

S$1,646/psf

Aug '21Dec '23May '25
Listing psfS$1,221 psf
Project avg psfS$1,533 psf
Market sample13 records

Transactions

May 2025Sale recordS$1,860,000(1,646 psf)
Feb 2025Sale recordS$1,080,000(1,701 psf)
Nov 2024Sale recordS$1,010,000(1,706 psf)
Sept 2024Sale recordS$1,030,000(1,740 psf)
Jul 2024Sale recordS$1,785,000(1,579 psf)
Mar 2024Sale recordS$1,638,000(1,602 psf)
Recent sale records13
Recent rental records68
Tenure / TOPFreehold / 2016