KOVAN JEWEL

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2025

Key facts

Property typeCondo
TenureFreehold
TOP2025
Total units34
DeveloperSoon Lian Realty Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$8,245 /mo

Loan amountS$1,726,980 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,726,980

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$15,000 /month

S$8,245 estimated instalment

Your affordability range

S$1,960,000

Buyer value

S$2,396,700

Recommended

S$2,590,000

Comfortable

Buyer stamp duty

S$89,435

Legal fees (est.)

S$3,500

Total cash needed

S$762,655

Kai insight

Based on this price, the Singpass-style estimate needs about S$15,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area1,076 sqft
LayoutRequest from agent

Price trend

Nov 2022S$/psfSept 2025
Listing psfS$2,227 psf
Project avg psfS$2,140 psf
Market sample19 records

Transactions

Sept 202501-05S$1,425,000(2,283 psf)
Feb 202501-05S$2,406,800(2,236 psf)
Feb 202501-05S$2,448,800(2,146 psf)
Dec 202401-05S$2,511,900(2,202 psf)
Nov 202401-05S$2,346,900(2,057 psf)
Nov 202401-05S$2,450,500(2,148 psf)
Recent sale records19
Recent rental records6
Tenure / TOPFreehold / 2025
Kovan Jewel Condominium For Sale at $2,396,700 | Homejourney