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Hougang / Punggol / Sengkang (D19)CondoTOP: 2025

Key facts

Property typeCondo
TenureFreehold
TOP2025
Total units34
DeveloperSoon Lian Realty Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,525 /mo

Loan amountS$1,157,205 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,157,205

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,000 /month

S$5,525 estimated instalment

Your affordability range

S$1,310,000

Buyer value

S$1,633,000

Recommended

S$1,760,000

Comfortable

Buyer stamp duty

S$51,250

Legal fees (est.)

S$3,500

Total cash needed

S$530,545

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 1 bath
Floor area721 sqft
LayoutRequest from agent

Price trend

Sept 2025

S$2,283/psf

Nov '22Aug '24Sept '25
Listing psfS$2,265 psf
Project avg psfS$2,140 psf
Market sample10 records

Transactions

Sept 2025Sale recordS$1,425,000(2,283 psf)
Feb 2025Sale recordS$2,427,800(2,191 psf)
Dec 2024Sale recordS$2,511,900(2,202 psf)
Nov 2024Sale recordS$2,398,700(2,102.5 psf)
Aug 2024Sale recordS$2,130,500(2,172.333 psf)
Jul 2024Sale recordS$2,357,700(2,190 psf)
Recent sale records10
Recent rental records8
Tenure / TOPFreehold / 2025