KOVAN MELODY

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2006

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2006
Total units778
DeveloperWing Tai Holdings Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$8,593 /mo

Loan amountS$1,800,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,800,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$15,600 /month

S$8,593 estimated instalment

Your affordability range

S$2,040,000

Buyer value

S$2,400,000

Recommended

S$2,590,000

Comfortable

Buyer stamp duty

S$89,600

Legal fees (est.)

S$3,500

Total cash needed

S$693,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$15,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 3 bath
Floor area1,227 sqft
LayoutRequest from agent

Price trend

May 2026

S$4,425/mo

Dec '24Sept '25May '26
Listing psfS$1,956 psf
Project avg psfNot listed
Market sample588 records

Transactions

May 20262 BR · 900-1000 · KOVAN ROADS$3,950
May 20262 BR · 900-1000 · KOVAN ROADS$4,200
May 20263 BR · 1200-1300 · KOVAN ROADS$5,000
May 20263 BR · 1100-1200 · KOVAN ROADS$4,550
Apr 20263 BR · 1300-1400 · KOVAN ROADS$5,250
Apr 20262 BR · 1000-1100 · KOVAN ROADS$4,200
Recent sale records0
Recent rental records588
Tenure / TOP99-year Leasehold / 2006