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12 BALMORAL ROAD SINGAPORE 259820

Key facts

Property typeCondo
TenureFreehold
TOP2014
Total units85
DeveloperCity Developments Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$14,943 /mo

Loan amountS$3,130,077 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

NS21 NEWTON MRT STATION
9 min walk
NEWTON MRT STATION
Nearby
SANGLO-CHINESE SCHOOL (PRIMARY)
0.6 km
SANGLO-CHINESE SCHOOL (BARKER ROAD)
0.8 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$3,130,077

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$27,200 /month

S$14,943 estimated instalment

Your affordability range

S$3,550,000

Buyer value

S$4,600,000

Recommended

S$4,970,000

Comfortable

Buyer stamp duty

S$215,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,689,023

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$27,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 3 bath
Floor area1,636 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 7 recent records

Transaction PSF

Jun 2025

S$2,796/psf

Project avg S$2,551/psf
Jun '22May '24Jun '25

Listing psf

S$2,812 psf

Project avg psf

S$2,551 psf

Market sample

7 records

Transactions

Jun 2025Sale recordS$6,080,000(2,796 psf)
Mar 2025Sale recordS$5,850,000(2,690 psf)
Sept 2024Sale recordS$5,400,000(2,484 psf)
May 2024Sale recordS$5,680,000(2,489 psf)
Dec 2023Sale recordS$4,900,000(2,409 psf)
Oct 2022Sale recordS$4,080,000(2,494 psf)
Recent sale records7
Recent rental records145
Tenure / TOPFreehold / 2014