Kingsford Waterbay

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64 Upper Serangoon View, Singapore 533886

Key facts

Property typeCondo
Tenure99 Year Leasehold
TOP2018
Total units1,165
DeveloperKingsford Property Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,273 /mo

Loan amountS$895,050 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools

NE14 HOUGANG MRT STATION
16 min walk
KANGKAR LRT STATION
Nearby
SSERANGOON SECONDARY SCHOOL
0.1 km
SCHIJ OUR LADY OF THE NATIVITY
0.5 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$895,050

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$7,800 /month

S$4,273 estimated instalment

Your affordability range

S$1,010,000

Buyer value

S$1,288,888

Recommended

S$1,390,000

Comfortable

Buyer stamp duty

S$36,155

Legal fees (est.)

S$3,500

Total cash needed

S$433,493

Eligibility insight

Based on this price, this estimate needs about S$7,800 monthly income before existing loan commitments.

Explore loan options

Estimate works back from the listing price with MSR/TDSR limits, maximum LTV, and a 4% stress rate. Final approval depends on your verified income, existing loans, and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area850 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 376 recent records

Transaction PSF

Sept 2026

S$1,491/psf

Project avg S$1,404/psf
Apr '25Jan '26Sept '26

Listing psf

S$1,516 psf

Project avg psf

S$1,404 psf

Market sample

376 records

Transactions

15 Sep 202670 UPPER SERANGOON VIEW #13-28Apartment · 484 sqft · Resale
S$718,000S$1,482 psf
14 Sep 202674 UPPER SERANGOON VIEW #09-49Apartment · 689 sqft · Resale
S$985,000S$1,430 psf
11 Sep 202676 UPPER SERANGOON VIEW #11-58Apartment · 689 sqft · Resale
S$1,050,000S$1,524 psf
7 Sep 202680 UPPER SERANGOON VIEW #13-74Apartment · 689 sqft · Resale
S$1,030,000S$1,495 psf
4 Sep 202676 UPPER SERANGOON VIEW #08-58Apartment · 689 sqft · Resale
S$1,045,000S$1,517 psf
4 Sep 202676 UPPER SERANGOON VIEW #07-57Apartment · 678 sqft · Resale
S$1,015,000S$1,497 psf
Recorded sales1,621
Recent rental records1000
Tenure / TOP99 Year Leasehold / 2018