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LORONG 5 TOA PAYOH SINGAPORE 319456

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2020
Total units578
DeveloperGem Homes Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,496 /mo

Loan amountS$941,742 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

NS18 BRADDELL MRT STATION
7 min walk
BRADDELL MRT STATION
Nearby
SBEATTY SECONDARY SCHOOL
0.6 km
SFIRST TOA PAYOH PRIMARY SCHOOL
0.8 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$941,742

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$8,200 /month

S$4,496 estimated instalment

Your affordability range

S$1,070,000

Buyer value

S$1,300,000

Recommended

S$1,400,000

Comfortable

Buyer stamp duty

S$36,600

Legal fees (est.)

S$3,500

Total cash needed

S$398,358

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$8,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area678 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 54 recent records

Transaction PSF

Mar 2026

S$2,167/psf

Project avg S$1,852/psf
Sept '24Jun '25Mar '26

Listing psf

S$1,917 psf

Project avg psf

S$1,852 psf

Market sample

54 records

Transactions

Mar 2026Sale recordS$2,505,000(2,167 psf)
Feb 2026Sale recordS$897,666.667(1,940.333 psf)
Jan 2026Sale recordS$1,555,000(2,006 psf)
Dec 2025Sale recordS$1,993,981.333(2,067 psf)
Nov 2025Sale recordS$1,928,000(2,035 psf)
Oct 2025Sale recordS$1,587,266.667(1,990 psf)
Recent sale records54
Recent rental records1000
Tenure / TOP99-year Leasehold / 2020