PARC LIFE

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Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2018
Total units628
DeveloperSembawang Residences Pte. Ltd.
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,699 /mo

Loan amountS$984,233 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$984,233

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$8,500 /month

S$4,699 estimated instalment

Your affordability range

S$1,120,000

Buyer value

S$1,390,000

Recommended

S$1,500,000

Comfortable

Buyer stamp duty

S$40,200

Legal fees (est.)

S$3,500

Total cash needed

S$449,467

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area1,001 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$1,370/psf

Oct '24Jul '25Mar '26
Listing psfS$1,389 psf
Project avg psfS$1,311 psf
Market sample44 records

Transactions

Mar 2026Sale recordS$1,460,000(1,370 psf)
Feb 2026Sale recordS$1,930,000(1,507 psf)
Jan 2026Sale recordS$1,752,084(1,489 psf)
Dec 2025Sale recordS$1,440,000(1,402 psf)
Nov 2025Sale recordS$1,370,000(1,399 psf)
Oct 2025Sale recordS$1,490,777.6(1,404 psf)
Recent sale records44
Recent rental records115
Tenure / TOP99-year Leasehold / 2018