Midtown Bay

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122 Beach Road, Singapore 189770

Key facts

Property typeCondo
Tenure99 Year Leasehold
TOP2023
Total units219
DeveloperGuocoland
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$15,298 /mo

Loan amountS$3,204,411 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools

EW12 BUGIS MRT STATION
5 min walk
ESPLANADE MRT STATION
Nearby
SSCHOOL OF THE ARTS, SINGAPORE
1.0 km
SFARRER PARK PRIMARY SCHOOL
1.9 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$3,204,411

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$27,800 /month

S$15,298 estimated instalment

Your affordability range

S$3,630,000

Buyer value

S$5,052,000

Recommended

S$5,460,000

Comfortable

Buyer stamp duty

S$242,720

Legal fees (est.)

S$3,500

Total cash needed

S$2,093,809

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$27,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 3 bath
Floor area1,324 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 87 recent records

Transaction PSF

Aug 2026

S$3,299/psf

Project avg S$3,227/psf
Feb '24Jun '25Aug '26

Listing psf

S$3,816 psf

Project avg psf

S$3,227 psf

Market sample

87 records

Transactions

18 Aug 2026122 BEACH ROAD #23-01Apartment · 743 sqft · Resale
S$2,450,000S$3,299 psf
7 Jul 2026122 BEACH ROAD #24-10Apartment · 753 sqft · Resale
S$2,598,000S$3,448 psf
26 May 2026122 BEACH ROAD #28-04Apartment · 1,012 sqft · Resale
S$3,000,000S$2,965 psf
30 Apr 2026122 BEACH ROAD #21-10Apartment · 753 sqft · Resale
S$2,568,000S$3,408 psf
10 Apr 2026122 BEACH ROAD #16-10Apartment · 753 sqft · Resale
S$1,850,000S$2,455 psf
16 Jan 2026122 BEACH ROAD #08-06Apartment · 732 sqft · Resale
S$2,200,000S$3,006 psf
Recorded sales155
Recent rental records126
Tenure / TOP99 Year Leasehold / 2023