Paya Lebar Gardens

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53 Charlton Lane, Singapore 534000

Key facts

Property typeLanded
TenureFreehold
TOP2016
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$12,890 /mo

Loan amountS$2,700,000 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools

NE13 KOVAN MRT STATION
6 min walk
SERANGOON MRT STATION
Nearby
SPAYA LEBAR METHODIST GIRLS' SCHOOL (SECONDARY)
0.7 km
SPAYA LEBAR METHODIST GIRLS' SCHOOL (PRIMARY)
0.8 km
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Search on other sites

4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$2,700,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$23,400 /month

S$12,890 estimated instalment

Your affordability range

S$3,060,000

Buyer value

S$3,600,000

Recommended

S$4,140,000

Comfortable

Buyer stamp duty

S$169,808

Legal fees (est.)

S$3,500

Total cash needed

S$1,073,308

Eligibility insight

Based on this price, this estimate needs about S$23,400 monthly income before existing loan commitments.

Explore loan options

Estimate works back from the listing price with MSR/TDSR limits, maximum LTV, and a 4% stress rate. Final approval depends on your verified income, existing loans, and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area1,600 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 13 recent records

Transaction PSF

Jan 2026

S$3,754/psf

Project avg S$2,398/psf
Apr '22Apr '24Jan '26

Listing psf

S$2,250 psf

Project avg psf

S$2,398 psf

Market sample

13 records

Transactions

30 Jan 202616 JALAN USAHATerrace House · 1,279 sqft · New Sale
S$4,800,000S$3,754 psf
28 Oct 2025218 UPPER PAYA LEBAR ROADTerrace House · 1,600 sqft · Resale
S$4,000,000S$2,501 psf
22 Oct 202430 JALAN USAHATerrace House · 1,281 sqft · Resale
S$3,258,888S$2,544 psf
11 Oct 202436 JALAN USAHATerrace House · 1,797 sqft · Resale
S$4,000,000S$2,227 psf
21 Jun 20246 JALAN USAHATerrace House · 1,827 sqft · Resale
S$5,300,000S$2,901 psf
20 May 202433 JALAN USAHATerrace House · 1,301 sqft · Resale
S$3,030,000S$2,328 psf
Recorded sales113
Recent rental records10
Tenure / TOPFreehold / 2016