Watercove

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SEMBAWANG / YISHUN SINGAPORE 757539

Key facts

Property typeLanded
TenureFreehold
TOP2019
Total units80
DeveloperBukit Sembawang Estates Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$12,475 /mo

Loan amountS$2,612,966 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$2,612,966

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$22,700 /month

S$12,475 estimated instalment

Your affordability range

S$2,960,000

Buyer value

S$3,850,000

Recommended

S$4,160,000

Comfortable

Buyer stamp duty

S$170,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,411,134

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$22,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration5 bed / 7 bath
Floor area3,477 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 7 recent records

Transaction PSF

Jan 2026

S$993/psf

Project avg S$1,002/psf
Apr '22Apr '24Jan '26

Listing psf

S$1,107 psf

Project avg psf

S$1,002 psf

Market sample

7 records

Transactions

Jan 2026Sale recordS$3,450,000(992.5 psf)
Jun 2025Sale recordS$3,400,000(993 psf)
Dec 2024Sale recordS$3,388,000(977 psf)
Apr 2024Sale recordS$3,586,000(1,035 psf)
Sept 2023Sale recordS$4,228,888(1,263 psf)
May 2023Sale recordS$3,420,000(890 psf)
Recent sale records7
Recent rental records29
Tenure / TOPFreehold / 2019