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55 Cove Drive, Singapore 098395

Key facts

Property typeCondo
Tenure99 Year Leasehold
TOP2010
Total units91
DeveloperHo Bee Land
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$16,786 /mo

Loan amountS$3,516,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$3,516,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$30,500 /month

S$16,786 estimated instalment

Your affordability range

S$3,980,000

Buyer value

S$4,688,000

Recommended

S$6,090,000

Comfortable

Buyer stamp duty

S$277,863

Legal fees (est.)

S$3,500

Total cash needed

S$1,453,363

Eligibility insight

Based on this price, this estimate needs about S$30,500 monthly income before existing loan commitments.

Explore loan options

Estimate works back from the listing price with MSR/TDSR limits, maximum LTV, and a 4% stress rate. Final approval depends on your verified income, existing loans, and lender assessment.

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Floor plan

Configuration4 bed / 4 bath
Floor area3,746 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 31 recent records

Transaction PSF

Dec 2025

S$1,502/psf

Project avg S$1,505/psf
Apr '22Dec '23Dec '25

Listing psf

S$1,251 psf

Project avg psf

S$1,505 psf

Market sample

31 records

Transactions

3 Dec 202555 COVE DRIVE #06-09Condominium · 7,987 sqft · Resale
S$12,000,000S$1,502 psf
8 Sep 202555 COVE DRIVE #04-14Condominium · 2,400 sqft · Resale
S$3,298,000S$1,374 psf
8 Sep 202555 COVE DRIVE #01-13Condominium · 2,562 sqft · Resale
S$3,800,000S$1,483 psf
5 Aug 202551 COVE DRIVE #03-05Condominium · 2,088 sqft · Resale
S$3,100,000S$1,485 psf
26 Jun 202555 COVE DRIVE #05-16Condominium · 2,497 sqft · Resale
S$3,500,000S$1,402 psf
13 May 202555 COVE DRIVE #02-16Condominium · 2,497 sqft · Resale
S$3,051,000S$1,222 psf
Recorded sales117
Recent rental records200
Tenure / TOP99 Year Leasehold / 2010