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Hougang / Punggol / Sengkang (D19)CondoTOP: 2008

Key facts

Property typeCondo
TenureFreehold
TOP2008
Total units29
Developer349UP Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,586 /mo

Loan amountS$1,170,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,170,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,200 /month

S$5,586 estimated instalment

Your affordability range

S$1,330,000

Buyer value

S$1,560,000

Recommended

S$1,680,000

Comfortable

Buyer stamp duty

S$47,600

Legal fees (est.)

S$3,500

Total cash needed

S$441,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area904 sqft
LayoutRequest from agent

Price trend

Apr 2026

S$3,600/mo

Nov '22Jul '24Apr '26
Listing psfS$1,726 psf
Project avg psfNot listed
Market sample45 records

Transactions

Apr 20263 BR · 900-1000 · UPPER PAYA LEBAR ROADS$3,600
Feb 20262 BR · 1100-1200 · UPPER PAYA LEBAR ROADS$3,500
Dec 20253 BR · 1400-1500 · UPPER PAYA LEBAR ROADS$3,700
Dec 20253 BR · 900-1000 · UPPER PAYA LEBAR ROADS$3,700
Sept 20252 BR · 700-800 · UPPER PAYA LEBAR ROADS$3,200
Aug 20253 BR · 900-1000 · UPPER PAYA LEBAR ROADS$3,950
Recent sale records0
Recent rental records45
Tenure / TOPFreehold / 2008