FRAGRANT GARDENS

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Hougang / Punggol / Sengkang (D19)CondoTOP: 1993

Key facts

Property typeCondo
TenureFreehold
TOP1993
Total units38
DeveloperNovo Investments Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,486 /mo

Loan amountS$1,149,120 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,149,120

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,000 /month

S$5,486 estimated instalment

Your affordability range

S$1,300,000

Buyer value

S$1,988,888

Recommended

S$2,150,000

Comfortable

Buyer stamp duty

S$69,044

Legal fees (est.)

S$3,500

Total cash needed

S$912,312

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area1,152 sqft
LayoutRequest from agent

Price trend

Aug 2025

S$1,315/psf

Nov '24Jun '25Aug '25
Listing psfS$1,726 psf
Project avg psfS$1,330 psf
Market sample4 records

Transactions

Aug 2025Sale recordS$1,118,000(1,315 psf)
Jun 2025Sale recordS$1,050,000(1,235 psf)
Apr 2025Sale recordS$1,860,000(1,490 psf)
Nov 2024Sale recordS$1,488,888(1,281 psf)
Recent sale records4
Recent rental records46
Tenure / TOPFreehold / 1993
Fragrant Gardens Condominium For Sale at $1,988,888 | Homejourney