PAYA LEBAR GARDENS

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Hougang / Punggol / Sengkang (D19)LandedTOP: 1963

Key facts

Property typeLanded
TenureFreehold
TOP1963
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$14,681 /mo

Loan amountS$3,075,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$3,075,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$26,700 /month

S$14,681 estimated instalment

Your affordability range

S$3,490,000

Buyer value

S$4,100,000

Recommended

S$5,180,000

Comfortable

Buyer stamp duty

S$227,360

Legal fees (est.)

S$3,500

Total cash needed

S$1,255,860

Kai insight

Based on this price, the Singpass-style estimate needs about S$26,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area2,000 sqft
LayoutRequest from agent

Price trend

Jan 2026

S$3,754/psf

Apr '22Apr '24Jan '26
Listing psfS$2,050 psf
Project avg psfS$2,398 psf
Market sample12 records

Transactions

Jan 2026Sale recordS$4,800,000(3,754 psf)
Oct 2025Sale recordS$4,000,000(2,501 psf)
Oct 2024Sale recordS$3,629,444(2,385.5 psf)
Jun 2024Sale recordS$5,300,000(2,901 psf)
May 2024Sale recordS$3,030,000(2,328 psf)
Apr 2024Sale recordS$3,445,000(2,154 psf)
Recent sale records12
Recent rental records10
Tenure / TOPFreehold / 1963
Paya Lebar Gardens Landed For Sale at $4,100,000 | Homejourney