GEM RESIDENCES

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Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2020
Total units578
DeveloperGem Homes Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,258 /mo

Loan amountS$682,500 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

NS18 BRADDELL MRT STATION
7 min walk
BRADDELL MRT STATION
Nearby
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$682,500

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$5,900 /month

S$3,258 estimated instalment

Your affordability range

S$770,000

Buyer value

S$910,000

Recommended

S$980,000

Comfortable

Buyer stamp duty

S$21,900

Legal fees (est.)

S$3,500

Total cash needed

S$252,900

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$5,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration1 bed / 1 bath
Floor area484 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$3,845/mo

Oct '24Jul '25Mar '26
Listing psfS$1,880 psf
Project avg psfNot listed
Market sample1000 records

Transactions

Mar 20263 BR · 900-1000 · LORONG 5 TOA PAYOHS$5,500
Mar 20262 BR · 600-700 · LORONG 5 TOA PAYOHS$4,000
Mar 20262 BR · 600-700 · LORONG 5 TOA PAYOHS$3,700
Mar 20262 BR · 600-700 · LORONG 5 TOA PAYOHS$3,800
Mar 20262 BR · 500-600 · LORONG 5 TOA PAYOHS$3,700
Mar 20262 BR · 600-700 · LORONG 5 TOA PAYOHS$3,950
Recent sale records0
Recent rental records1000
Tenure / TOP99-year Leasehold / 2020