Markets
Buying and renting a home in Hong Kong
- Coverage
- Tier 3: guide and links to local portals
- Prices in
- HKD
- Floor area in
- square metres
Each fact below links to the official page it comes from. We have not finished testing this market yet, so confirm anything important with the source or a local lawyer.
Homes in Hong Kong are listed on
Homejourney does not list homes in Hong Kong yet. Prices on these sites are in HKD.
Who may buy
Hong Kong does not restrict who may buy or transfer a home, so a foreigner or non-resident can buy as a local can.
Source: Hong Kong Government, Legislative Council reply (opens in a new tab) · Checked 11 November 2026
Purchase taxes
Since 28 February 2024, a home purchase pays no Buyer's Stamp Duty or Special Stamp Duty, so a non-permanent resident pays the same stamp duty as a resident.
Source: Inland Revenue Department (opens in a new tab) · Checked 11 November 2026
Ad valorem stamp duty on a home is HK$100 up to HK$4,000,000, then rises in bands to 4.25% for HK$21,739,121 to HK$100,000,000, and is 6.5% from HK$109,574,471 (rates from 26 February 2026).
Source: Inland Revenue Department (opens in a new tab) · Checked 11 November 2026
Loan limits
A home loan can be at most 70% of the property value, the debt servicing ratio limit is 50%, and the longest loan term is 30 years.
Source: Hong Kong Monetary Authority (opens in a new tab) · Checked 11 November 2026
Since July 2023, a borrower whose income comes mainly from outside Hong Kong no longer has the loan-to-value and debt servicing limits cut by 10 percentage points.
Source: Hong Kong Monetary Authority (opens in a new tab) · Checked 11 November 2026
Renting
A lease must be stamped: 0.25% of the total rent for a term up to 1 year, 0.5% of the yearly rent for over 1 to 3 years, and 1% of the yearly rent for over 3 years. A deposit is not counted.
Source: GovHK (opens in a new tab) · Checked 11 November 2026
A home tenancy ends on its own terms or as landlord and tenant agree. The landlord must file a Notice of New Letting (Form CR109) with the Rating and Valuation Department within one month.
Source: Rating and Valuation Department (opens in a new tab) · Checked 11 November 2026