Home equity

Home equity loan help for Singapore owners

Estimate your current loan profile, review equity financing assumptions, and request a Homejourney Mortgage follow-up.

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Loan details

Home-equity and cash-out financing are subject to property type, outstanding loan, TDSR/MSR, CPF usage, bank eligibility, and regulatory requirements. HDB cash-out equity loans may not be available.

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Rate package

Refinance costs

Downpayment
S$0
BSD
S$0
Legal fees (est.)
S$1,800
Estimated cash buffer
S$1,800
Kai insight

Check repricing fees first. A 0.35 rate move changes repayment by about S$207/month.

Verify the final package with a bank.

Request a home-equity review

Live equity package data is not available right now, but a broker can still review your scenario.

Loan amount
S$1,110,000
Loan tenure
30 years
Loan purpose
Refinance

Loan comparison

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Loan amount

S$1,110,000

Loan tenure

30 years

Interest type

Fixed

Lock-in period

2 years

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