409 Tampines Street 41 HDB For Sale: The Definitive Guide to Tampines Resale Flats
409 Tampines Street 41 offers prime Tampines HDB for sale opportunities in one of Singapore's most vibrant estates. This comprehensive pillar guide from Homejourney equips first-time buyers, upgraders, and investors with everything needed to buy HDB resale flats here safely and confidently.[1][2]
Homejourney prioritizes your safety through verified listings, transparent pricing, and expert guidance. Whether you're eyeing a spacious 4-room flat or analyzing flat prices in Tampines Street 41, this 3,500+ word resource covers market data, eligibility, grants up to $190,000, financing, and the full buying process.
Table of Contents
- 1. Property Overview: Block 409 Tampines Street 41
- 2. Available Flats for Sale at 409 Tampines Street 41
- 3. Why Buy at This Block: Location & Lifestyle Perks
- 4. HDB Resale Price Analysis & Trends
- 5. HDB Buyer Eligibility for Resale Flats
- 6. HDB Grants: Up to $190,000 for Tampines Buyers
- 7. Financing Your HDB Purchase: Loans & CPF
- 8. Step-by-Step HDB Resale Buying Process
- 9. Frequently Asked Questions (FAQs)
- 10. Next Steps with Homejourney
1. Property Overview: Block 409 Tampines Street 41
Block 409 Tampines Street 41, part of the Sun Plaza View development, is a 12-storey HDB block completed in 1985 with a 99-year leasehold tenure starting in 1986. It houses 88 units of primarily 4-room flats, with floor areas ranging from 84 sqm to 104 sqm (about 904 to 1,120 sqft).[1][2]
As of 2026, the remaining lease is approximately 68 years, making it suitable for CPF usage per HDB rules (minimum 20 years remaining at resale). The block has undergone standard maintenance, and residents benefit from Tampines' mature estate vibe – think tree-lined streets and community spirit that locals rave about.[1]
Tampines, Singapore's eastern regional hub, blends convenience with green spaces. Block 409 stands out for its proximity to Sun Plaza Park, offering unblocked views and breezy north-south facing units – a rare find in resale HDB.[3]
Building Age & Upgrading Status
Built over 40 years ago, Block 409 is eligible for HDB's Home Improvement Programme (HIP), which many similar Tampines blocks have completed, upgrading lifts, facades, and common areas. Insider tip: Check HDB's portal for this block's HIP status during viewings – it boosts long-term value.[1]
High floors (10-12) are lift-upgraded, ensuring accessibility for families. Low floors (04-06) offer quick access but may need mosquito screens for park views.
2. Available Flats for Sale at 409 Tampines Street 41
This block features 4-room flats exclusively, in Simplified and Model A layouts. Current listings include high-floor corner units at around S$680,000 (1,108 sqft, facing Sun Plaza Park).[3]
Popular configs: High-floor, unblocked park views, north-south orientation (no afternoon sun). Expect spacious square living halls, modern kitchens with ovens/microwaves in renovated units.[3]
Current Price Expectations (2026)
| Flat Type | Size (sqm/sqft) | Price Range | PSF |
|---|---|---|---|
| 4-Room Simplified | 84-85 sqm (904-915 sqft) | S$510,000 - S$550,000 | S$6,000 - S$6,500 |
| 4-Room Model A | 103-104 sqm (1,108-1,120 sqft) | S$575,000 - S$680,000 | S$5,500 - S$613 |
Disclaimer: Prices are estimates based on recent transactions; actual listings vary. View verified options on Homejourney.[1][3]
Ready to browse? View HDB resale flats for sale near 409 Tampines Street 41 on Homejourney.
3. Why Buy at This Block: Location & Lifestyle Perks
Tampines Street 41 is a sweet spot in Tampines – mature, amenity-rich, yet peaceful. Block 409 enjoys Sun Plaza Park views, ideal for families wanting green space without city hustle.[3]
Proximity to Amenities
- Malls: 10-min walk to Tampines Mall, Tampines 1, Century Square (groceries, dining, cinema).
- Transport: 930m (11-min walk) to Tampines MRT (EW/DT lines); bus stops nearby.[3]
- Hawker & Supermarket: 5-min walk to polyclinic, kopitiams; 8-min to 24-hr Sheng Siong & wet market.
- Hub: Our Tampines Hub for sports, library, performing arts (15-min walk).
Schools Within 1km (Priority for Balloting)
- Tampines North Primary School
- Gongshang Primary School
- Angsana Primary School
- Poi Ching Primary, Tampines Primary (nearby)
- Preschools: MOE Kindergarten @ Gongshang (0.5km), Excelerate (0.5km).[3]
Insider tip: North-south facing units here stay cool – perfect for Tampines' tropical climate. Community feels safe, with active residents' committees.[1]
4. HDB Resale Price Analysis & Trends
Recent sales at Block 409 show steady appreciation. Last 3 years: 4 transactions, averaging S$550,000+ for 4-room units.[1]
Recent Transactions Table
| Date | Price | PSF | Size (sqm) | Floor |
|---|---|---|---|---|
| Feb 2024 | S$510,000 | S$6,000 | 85 | 04-06 |
| Jan 2024 | S$585,000 | S$5,625 | 104 | 04-06 |
| Jul 2023 | S$575,000 | S$5,583 | 103 | 04-06 |
| Mar 2023 | S$525,000 | S$6,250 | 84 | 04-06 |
Prices rose ~10% in 2 years, driven by Tampines' demand. Vs. town average, Block 409 offers value at S$5,800-$6,200 psf. Factors: Lease (68 yrs), high floor (+5-10%), park view (+3-5%).[1][9]
Rental yields: S$2,500-$3,900/month (S$3,044 avg), appealing for investors.[1]
5. HDB Buyer Eligibility for Resale Flats
No income ceiling for resale (unlike BTO). Eligible buyers:[1]
- Singapore Citizen (SC) + family nucleus.
- SC + PR spouse.
- PR + PR (after 3 years PR status).
- Singles 35+ for 2-room Flexi (not available here).
Check Ethnic Integration Policy (EIP) & SPR quota for Block 409 – seller notes Chinese/Malay may not qualify for some units.[3] Use HDB's HFE letter to confirm.
6. HDB Grants: Up to $190,000 for Tampines Buyers
Resale grants make buy HDB affordable. Total up to S$190,000 for first-timers.[HDB.gov.sg]
| Grant Type | Amount | Eligibility |
|---|---|---|
| CPF Housing Grant (CHG) | Up to S$80,000 | First-timers, SC family |
| Enhanced-CHG (EHG) | Up to S$80,000 | Income ≤S$9,000/month |
| Proximity Housing Grant (PHG) | S$30,000 | Near parents/children (4km) |
Example: S$680k flat – grants reduce effective price to ~S$490k. Verify on HDB portal; policies updated 2026.
7. Financing Your HDB Purchase: Loans & CPF
HDB loan: 80% LTV, 2.6% fixed rate (income ≤S$14k). Bank loan: 75% LTV, variable ~3-4%, no ceiling. Min 5% cash down (HDB), 25% (bank).Bank Rates
Monthly Instalment Estimates (30-yr loan, HDB)
- 4-Room S$550k: ~S$2,100/month
- 4-Room S$680k: ~S$2,600/month (after grants).[3]
Use CPF Ordinary Account (2.1% accrual). Check your HDB loan eligibility on Homejourney. Lease >20yrs allows full CPF.
8. Step-by-Step HDB Resale Buying Process
- Check Eligibility: Apply for HFE letter (free, valid 3 months).
- Search & View: Use Homejourney's verified listings. Negotiate price.
- OTP: Pay S$1k-S$10k option fee (3 weeks validity).
- Resale Application: Submit to HDB with docs (8 weeks processing).
- Valuation & Financing: HDB approves loan/grants.
- Completion: 8-12 weeks from OTP; pay stamps, move in.
Documents: NRIC, income proof, marriage cert. Homejourney agents guide you safely.Property Search
Post-Purchase Tips
Budget for reno (~S$30k), aircon servicing. Link to Homejourney aircon services for maintenance.
9. Frequently Asked Questions (FAQs)
Q: What is the current price of 409 Tampines Street 41 for sale?
A: 4-room flats range S$510k-S$680k, depending on size/floor. Check live listings on Homejourney.[1][3]
Q: Are there grants for buying Tampines HDB resale?
A: Yes, up to S$190k for eligible first-timers (CHG + EHG + PHG). No income ceiling.[HDB.gov.sg]
Q: How far is Tampines MRT from Block 409?
A: 11-min walk (930m) to EW/DT lines.[3]
Q: Can PRs buy at 409 Tampines Street 41?
A: Yes, after 3 years; check EIP/SPR quota per unit.[3]
Q: What's the remaining lease?
A: ~68 years (as of 2026), CPF-eligible.[1]
Q: Is Block 409 near good schools?
A: Yes, 3 primary schools within 1km for Phase 2A/2B priority.[3]
More FAQs? Contact Homejourney specialists.
10. Next Steps with Homejourney
Tampines resale flats like 409 Tampines Street 41 move fast – secure your viewing today. Homejourney verifies every listing for your safety, listens to feedback, and builds trust through transparency.
- Browse 409 Tampines Street 41 HDB for sale
- Calculate affordability
- Schedule viewing with agent
- Explore Projects Directory ">projects directory for more Tampines data.
Start your secure HDB journey with Homejourney – where trust meets your dream home.
