THE GARDEN RESIDENCES

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2021

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2021
Total units613
DeveloperGardens Development Pte. Ltd.
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,360 /mo

Loan amountS$703,766 (75%)
Stress rate4.00%
Loan tenure30 years
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MRT & Schools(within 1km)

MCR9 Serangoon North MRT Station
Nearby
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$703,766

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$6,100 /month

S$3,360 estimated instalment

Your affordability range

S$800,000

Buyer value

S$950,000

Recommended

S$1,030,000

Comfortable

Buyer stamp duty

S$23,100

Legal fees (est.)

S$3,500

Total cash needed

S$272,834

Kai insight

Based on this price, the Singpass-style estimate needs about S$6,100 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration1 bed / 1 bath
Floor area517 sqft
LayoutRequest from agent

Price trend

Jul 2024S$/psfDec 2025
Listing psfS$1,838 psf
Project avg psfS$1,815 psf
Market sample194 records

Transactions

Dec 202501-05S$2,230,000(1,918 psf)
Dec 202501-05S$1,412,000(1,773 psf)
Dec 202501-05S$1,410,000(1,794 psf)
Nov 202511-15S$1,105,000(1,801 psf)
Nov 202506-10S$1,160,000(1,891 psf)
Nov 202511-15S$1,515,000(1,902 psf)
Recent sale records194
Recent rental records493
Tenure / TOP99-year Leasehold / 2021
The Garden Residences Condominium For Sale at $950,000 | Homejourney