THE GARDEN RESIDENCES

Save
Hougang / Punggol / Sengkang (D19)CondoTOP: 2021

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2021
Total units613
DeveloperGardens Development Pte. Ltd.
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,867 /mo

Loan amountS$810,000 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

CR9 Serangoon North MRT Station
Nearby
View all nearby

Search on other sites

4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$810,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$7,000 /month

S$3,867 estimated instalment

Your affordability range

S$920,000

Buyer value

S$1,080,000

Recommended

S$1,200,000

Comfortable

Buyer stamp duty

S$29,200

Legal fees (est.)

S$3,500

Total cash needed

S$302,700

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Similar listings

View all

Floor plan

Configuration2 bed / 1 bath
Floor area614 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$1,816/psf

Sept '24Jun '25Feb '26
Listing psfS$1,759 psf
Project avg psfS$1,816 psf
Market sample45 records

Transactions

Feb 2026Sale recordS$1,286,250(1,815.5 psf)
Jan 2026Sale recordS$1,180,000(1,923 psf)
Dec 2025Sale recordS$1,684,000(1,828.333 psf)
Nov 2025Sale recordS$1,352,000(1,899.6 psf)
Oct 2025Sale recordS$1,520,833.333(1,934 psf)
Sept 2025Sale recordS$1,715,428.571(1,865.429 psf)
Recent sale records45
Recent rental records496
Tenure / TOP99-year Leasehold / 2021