THE WATERGARDENS AT CANBERRA

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Sembawang / Yishun (D27)CondoTOP: 2026

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2026
Total units448
DeveloperUOL Group Limited, Singapore Land Group Limited, Kheng Leong Company
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,510 /mo

Loan amountS$1,154,166 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,154,166

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,000 /month

S$5,510 estimated instalment

Your affordability range

S$1,310,000

Buyer value

S$1,538,888

Recommended

S$1,660,000

Comfortable

Buyer stamp duty

S$46,544

Legal fees (est.)

S$3,500

Total cash needed

S$434,766

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area872 sqft
LayoutRequest from agent

Price trend

May 2026

S$4,767/mo

Apr '25Nov '25May '26
Listing psfS$1,765 psf
Project avg psfNot listed
Market sample113 records

Transactions

May 20263 BR · 900-1000 · CANBERRA DRIVES$4,500
May 20263 BR · 900-1000 · CANBERRA DRIVES$4,300
May 20263 BR · 900-1000 · CANBERRA DRIVES$4,400
May 20264 BR · 1300-1400 · CANBERRA DRIVES$5,500
May 20263 BR · 1100-1200 · CANBERRA DRIVES$4,600
May 20264 BR · 1300-1400 · CANBERRA DRIVES$5,300
Recent sale records0
Recent rental records113
Tenure / TOP99-year Leasehold / 2026
The Watergardens At Canberra Condominium For Sale at $1,538,888 | Homejourney