THE WATERGARDENS AT CANBERRA

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Sembawang / Yishun (D27)CondoTOP: 2026

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2026
Total units448
DeveloperUOL Group Limited, Singapore Land Group Limited, Kheng Leong Company
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,932 /mo

Loan amountS$1,452,056 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,452,056

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$12,600 /month

S$6,932 estimated instalment

Your affordability range

S$1,650,000

Buyer value

S$2,349,998

Recommended

S$2,540,000

Comfortable

Buyer stamp duty

S$87,099

Legal fees (est.)

S$3,500

Total cash needed

S$988,541

Kai insight

Based on this price, the Singpass-style estimate needs about S$12,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration4 bed / 3 bath
Floor area1,302 sqft
LayoutRequest from agent

Price trend

Jan 2023S$/psfDec 2025
Listing psfS$1,805 psf
Project avg psfS$1,487 psf
Market sample384 records

Transactions

Dec 202501-05S$1,245,000(1,652 psf)
Dec 202501-05S$1,668,888(1,742 psf)
Nov 202501-05S$1,660,000(1,733 psf)
Nov 202501-05S$1,622,000(1,693 psf)
Nov 202501-05S$1,280,000(1,699 psf)
Nov 202501-05S$1,100,000(1,703 psf)
Recent sale records384
Recent rental records107
Tenure / TOP99-year Leasehold / 2026
The Watergardens At Canberra Condominium For Sale at $2,349,998 | Homejourney