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Orchard / River Valley (D09)CondoTOP: 1993

Key facts

Property typeCondo
TenureFreehold
TOP1993
Total units79
DeveloperHong Leong Holdings Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$9,548 /mo

Loan amountS$1,999,872 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,999,872

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$17,400 /month

S$9,548 estimated instalment

Your affordability range

S$2,270,000

Buyer value

S$3,200,000

Recommended

S$3,460,000

Comfortable

Buyer stamp duty

S$131,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,335,228

Kai insight

Based on this price, the Singpass-style estimate needs about S$17,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area1,302 sqft
LayoutRequest from agent

Price trend

Oct 2025

S$2,157/psf

Nov '21Apr '23Oct '25
Listing psfS$2,458 psf
Project avg psfS$2,048 psf
Market sample9 records

Transactions

Oct 2025Sale recordS$5,200,000(2,157 psf)
Aug 2025Sale recordS$3,830,000(2,156 psf)
Feb 2025Sale recordS$3,880,000(2,185 psf)
Nov 2023Sale recordS$5,200,000(2,157 psf)
Apr 2023Sale recordS$6,280,000(1,784 psf)
Nov 2022Sale recordS$5,000,000(2,074 psf)
Recent sale records9
Recent rental records131
Tenure / TOPFreehold / 1993