THE MORNINGSIDE

Save
Orchard / River Valley (D09)CondoTOP: 1993

Key facts

Property typeCondo
TenureFreehold
TOP1993
Total units79
DeveloperHong Leong Holdings Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$17,680 /mo

Loan amountS$3,703,296 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

Search on other sites

4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$3,703,296

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$32,100 /month

S$17,680 estimated instalment

Your affordability range

S$4,200,000

Buyer value

S$5,500,000

Recommended

S$5,940,000

Comfortable

Buyer stamp duty

S$269,600

Legal fees (est.)

S$3,500

Total cash needed

S$2,069,804

Kai insight

Based on this price, the Singpass-style estimate needs about S$32,100 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 5 bath
Floor area2,411 sqft
LayoutRequest from agent

Price trend

Oct 2025

S$2,157/psf

Nov '21Apr '23Oct '25
Listing psfS$2,281 psf
Project avg psfS$2,048 psf
Market sample9 records

Transactions

Oct 2025Sale recordS$5,200,000(2,157 psf)
Aug 2025Sale recordS$3,830,000(2,156 psf)
Feb 2025Sale recordS$3,880,000(2,185 psf)
Nov 2023Sale recordS$5,200,000(2,157 psf)
Apr 2023Sale recordS$6,280,000(1,784 psf)
Nov 2022Sale recordS$5,000,000(2,074 psf)
Recent sale records9
Recent rental records131
Tenure / TOPFreehold / 1993