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Mandai / Upper Thomson (D26)CondoTOP: 2021

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2021
Total units84
DeveloperChong Kuo Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,867 /mo

Loan amountS$810,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$810,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$7,000 /month

S$3,867 estimated instalment

Your affordability range

S$920,000

Buyer value

S$1,080,000

Recommended

S$1,170,000

Comfortable

Buyer stamp duty

S$27,800

Legal fees (est.)

S$3,500

Total cash needed

S$301,300

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area700 sqft
LayoutRequest from agent

Price trend

Apr 2026

S$3,100/mo

Sept '23Nov '24Apr '26
Listing psfS$1,543 psf
Project avg psfNot listed
Market sample19 records

Transactions

Apr 20262 BR · 700-800 · CHONG KUO ROADS$3,100
Mar 20262 BR · 1000-1100 · CHONG KUO ROADS$3,800
Dec 20252 BR · 700-800 · CHONG KUO ROADS$3,300
Nov 20253 BR · 1200-1300 · CHONG KUO ROADS$4,700
Oct 20252 BR · 700-800 · CHONG KUO ROADS$3,600
Sept 20252 BR · 1000-1100 · CHONG KUO ROADS$3,850
Recent sale records0
Recent rental records19
Tenure / TOP99-year Leasehold / 2021