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Mandai / Upper Thomson (D26)CondoTOP: 2021

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2021
Total units84
DeveloperChong Kuo Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,739 /mo

Loan amountS$573,777 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$573,777

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$5,000 /month

S$2,739 estimated instalment

Your affordability range

S$650,000

Buyer value

S$799,000

Recommended

S$860,000

Comfortable

Buyer stamp duty

S$18,570

Legal fees (est.)

S$3,500

Total cash needed

S$247,293

Kai insight

Based on this price, the Singpass-style estimate needs about S$5,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 1 bath
Floor area538 sqft
LayoutRequest from agent

Price trend

Jan 2026

S$1,279/psf

Aug '21Apr '24Jan '26
Listing psfS$1,485 psf
Project avg psfS$1,422 psf
Market sample10 records

Transactions

Jan 2026Sale recordS$1,280,000(1,279 psf)
Sept 2025Sale recordS$1,070,000(1,553 psf)
May 2025Sale recordS$1,180,000(1,687 psf)
Jul 2024Sale recordS$826,500(1,535.5 psf)
Apr 2024Sale recordS$1,045,000(1,428 psf)
Jan 2024Sale recordS$1,340,000(1,638 psf)
Recent sale records10
Recent rental records19
Tenure / TOP99-year Leasehold / 2021
The Essence Condominium For Sale at $799,000 | Homejourney