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Balestier / Toa Payoh (D12)CondoTOP: 2012

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2012
Total units590
DeveloperChoice Homes Gamma Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,270 /mo

Loan amountS$894,494 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$894,494

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$7,800 /month

S$4,270 estimated instalment

Your affordability range

S$1,010,000

Buyer value

S$1,430,000

Recommended

S$1,540,000

Comfortable

Buyer stamp duty

S$41,800

Legal fees (est.)

S$3,500

Total cash needed

S$580,806

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 1 bath
Floor area689 sqft
LayoutRequest from agent

Price trend

Jan 2026

S$1,728/psf

Mar '24Feb '25Jan '26
Listing psfS$2,075 psf
Project avg psfS$1,731 psf
Market sample48 records

Transactions

Jan 2026Sale recordS$800,000(1,728 psf)
Dec 2025Sale recordS$2,400,000(2,103 psf)
Nov 2025Sale recordS$3,250,000(2,082 psf)
Oct 2025Sale recordS$1,880,000(2,031 psf)
Sept 2025Sale recordS$2,502,666.667(2,018.333 psf)
Aug 2025Sale recordS$2,400,000(2,165 psf)
Recent sale records48
Recent rental records696
Tenure / TOP99-year Leasehold / 2012