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Balestier / Toa Payoh (D12)CondoTOP: 2012

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2012
Total units590
DeveloperChoice Homes Gamma Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,553 /mo

Loan amountS$1,372,500 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,372,500

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$11,900 /month

S$6,553 estimated instalment

Your affordability range

S$1,560,000

Buyer value

S$1,830,000

Recommended

S$1,980,000

Comfortable

Buyer stamp duty

S$61,100

Legal fees (est.)

S$3,500

Total cash needed

S$522,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$11,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area926 sqft
LayoutRequest from agent

Price trend

May 2026

S$6,300/mo

Dec '24Sept '25May '26
Listing psfS$1,976 psf
Project avg psfNot listed
Market sample696 records

Transactions

May 20263 BR · 1100-1200 · LORONG 3 TOA PAYOHS$5,300
May 20264 BR · 1700-1800 · LORONG 3 TOA PAYOHS$7,300
Apr 20263 BR · 1200-1300 · LORONG 3 TOA PAYOHS$5,600
Apr 20263 BR · 1100-1200 · LORONG 3 TOA PAYOHS$5,400
Apr 20262 BR · 800-900 · LORONG 3 TOA PAYOHS$4,200
Apr 20263 BR · 1200-1300 · LORONG 3 TOA PAYOHS$5,700
Recent sale records0
Recent rental records696
Tenure / TOP99-year Leasehold / 2012