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Seletar / Yio Chu Kang (D28)CondoTOP 2019

21 Fernvale Road, Singapore 797637

Key facts

Property typeCondo
Tenure99 Year Leasehold
TOP2019
Total units1,390
DeveloperFernvale Development Pte. Ltd.
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,044 /mo

Loan amountS$1,265,924 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools

SW4 Thanggam LRT Station
Nearby
THANGGAM LRT STATION
Nearby
SSENGKANG GREEN PRIMARY SCHOOL
0.4 km
SFERN GREEN PRIMARY SCHOOL
0.6 km
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,265,924

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$11,000 /month

S$6,044 estimated instalment

Your affordability range

S$1,430,000

Buyer value

S$1,808,000

Recommended

S$1,950,000

Comfortable

Buyer stamp duty

S$60,000

Legal fees (est.)

S$3,500

Total cash needed

S$605,576

Eligibility insight

Based on this price, this estimate needs about S$11,000 monthly income before existing loan commitments.

Explore loan options

Estimate works back from the listing price with MSR/TDSR limits, maximum LTV, and a 4% stress rate. Final approval depends on your verified income, existing loans, and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area1,109 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 371 recent records

Transaction PSF

Sept 2026

S$1,531/psf

Project avg S$1,522/psf
Apr '25Jan '26Sept '26

Listing psf

S$1,630 psf

Project avg psf

S$1,522 psf

Market sample

371 records

Transactions

15 Sep 202627 FERNVALE ROAD #03-32Apartment · 667 sqft · Resale
S$1,057,000S$1,584 psf
8 Sep 202631 FERNVALE ROAD #05-48Apartment · 893 sqft · Resale
S$1,320,000S$1,477 psf
7 Aug 202621 FERNVALE ROAD #24-01Apartment · 667 sqft · Resale
S$1,108,000S$1,660 psf
4 Aug 202623 FERNVALE ROAD #04-11Apartment · 1,152 sqft · Resale
S$1,930,000S$1,676 psf
31 Jul 202623 FERNVALE ROAD #14-13Apartment · 678 sqft · Resale
S$1,150,000S$1,696 psf
27 Jul 202623 FERNVALE ROAD #16-15Apartment · 893 sqft · Resale
S$1,350,000S$1,511 psf
Recorded sales2,048
Recent rental records1000
Tenure / TOP99 Year Leasehold / 2019